http://www.lawschoolloans.com Law School Loans Articles en-us 2006 LawSchoolLoans. All rights reserved.Office: 175 S. Lake Ave. Suite 200,Pasadena, CA 91101 admin@lawschoolloans.com Fri, 16 May 2008 11:09:06 CDT http://www.lawschoolloans.com On April 3 Senator Edward M. Kennedy (D-MA) introduced legislation that would make sweeping changes to federal financial aid. The bill, given the short name ''Strengthening Student Aid for All Act,'' is intended to ensure students have sufficient access to financial aid, in the forms of both grants and loans. http://www.lawschoolloans.com/articles/index.php?id=20449 Carina Zaragoza Wed, 31 Dec 1969 Student indebtedness has been a hot topic as of late, and some schools are taking it upon themselves to educate their students about finance management. Some schools, such as Bowling Green State University, have implemented counseling programs that are separate from financial aid offices. http://www.lawschoolloans.com/articles/index.php?id=20450 Carina Zaragoza Wed, 31 Dec 1969 Loan Repayment Assistance Program at NYU School of Law ImprovedHarvard Will Waive 3L Tuition for Students Entering the Public Service SectorStudent Loan Xpress Exits FFELP Business http://www.lawschoolloans.com/articles/index.php?id=20451 Wed, 31 Dec 1969 On March 17, 2008, witnesses testified before the Senate Education Committee regarding the availability of federal student loans. The committee met at Northeastern University in Boston and was called by Senator Edward M. Kennedy (D-MA), chairman of the Health, Education, Labor, and Pensions (HELP) Committee. Recent reports of possibly reduced or no funds for the fall semester have prompted Congress to take action. http://www.lawschoolloans.com/articles/index.php?id=20446 Carina Zaragoza Wed, 31 Dec 1969 Harvard Law School recently announced it will waive tuition for third-year law students. These students may see a savings of more than $40,000. The condition is that they must pledge to work for five years with the government or a nonprofit organization. Harvard Law already offers loan forgiveness programs to students choosing public service work upon graduation. http://www.lawschoolloans.com/articles/index.php?id=20447 Carina Zaragoza Wed, 31 Dec 1969 Record Number of Applications Received by Charleston School of LawUniversity of Virginia School of Law Gets New DeanWhat Drives People to Law School? http://www.lawschoolloans.com/articles/index.php?id=20448 Wed, 31 Dec 1969 The Pennsylvania State University system announced this week that it will move to the Direct Loan Program. The Direct Loan Program is the funding arm of the U.S. Department of Education and offers Stafford and PLUS loans, among others. The Direct Loan Program is funded by the U.S. Treasury. http://www.lawschoolloans.com/articles/index.php?id=20443 Carina Zaragoza Wed, 31 Dec 1969 New Program Helps Ninth GradersGPA Increase Proposal Causes ConcernsLSU Increases Scholarship Amount http://www.lawschoolloans.com/articles/index.php?id=20444 Wed, 31 Dec 1969 A lawsuit against a Massachusetts college was filed last month. The lawsuit alleges the college charges students in its study-abroad program full tuition and room and board even though the program costs thousands of dollars less. The lawsuit claims the college pockets the difference. http://www.lawschoolloans.com/articles/index.php?id=20445 Carina Zaragoza Wed, 31 Dec 1969 Senator Edward M. Kennedy (D-MA) and Representative George Miller (D-CA) wrote to Secretary of Education Margaret Spellings urging her to take action to ensure the availability of loans for students. They also stressed the importance of students' receiving their funds in a timely manner and thus expressed their concern over the uncertainty in the student loan industry. http://www.lawschoolloans.com/articles/index.php?id=20440 Carina Zaragoza Wed, 31 Dec 1969 The American Bar Association released this week findings from its report on law school enrollment. The report was conducted by the ABA Section of Legal Education and Admissions to the Bar. The report only includes ABA-approved law schools. http://www.lawschoolloans.com/articles/index.php?id=20441 Carina Zaragoza Wed, 31 Dec 1969 Law Admissions: Random?University of Virginia School of Law Gets New DeanOCU Law Team Finishes Moot Court Competition in First Place http://www.lawschoolloans.com/articles/index.php?id=20442 Wed, 31 Dec 1969 In a bipartisan effort, both Democrats and Republicans are calling for a simplification of the financial aid application process. Both parties last month voted in approval of a bill that would allow applicants to simply check a box on their tax returns. Certain information required for financial aid would then be directly sent to the Department of Education. This information would automatically answer questions found on the Free Application for Federal Student Aid (FAFSA). http://www.lawschoolloans.com/articles/index.php?id=20437 Carina Zaragoza Wed, 31 Dec 1969 The Green Bag, the self-described ''entertaining journal of law,'' has announced it will join in on the rankings of law schools by examining the claims made by law schools about their faculty and comparing them to the actual performance of faculty members. http://www.lawschoolloans.com/articles/index.php?id=20438 Carina Zaragoza Wed, 31 Dec 1969 NYU Raked in More than $43 Million Last YearWashington University's Unique Transnational Law ProgramUniversity of Hawaii Will Offer Night Law Classes http://www.lawschoolloans.com/articles/index.php?id=20439 Wed, 31 Dec 1969 The New Jersey Higher Education Student Assistance Authority (HESAA) and the New Jersey Attorney General have reached an agreement that ends an investigation into the loan guarantor's business dealings with two Federal Family Education Loan Program (FFELP) lenders. The details of the agreement were announced in a press release posted on the New Jersey Office of the Attorney General's website. http://www.lawschoolloans.com/articles/index.php?id=20434 Carina Zaragoza Wed, 31 Dec 1969 The Michigan Higher Education Student Loan Authority (MHESLA) has announced the discontinuation of a loan program that was made available only to students attending Michigan colleges and universities. The loan program has been put on hiatus and has not been terminated completely. http://www.lawschoolloans.com/articles/index.php?id=20435 Carina Zaragoza Wed, 31 Dec 1969 Administrators at Kentucky Law School Resign in Light of Financial TroublesYale Law School Housing Steadily DeclinesJoan Howarth Recommended as Dean of Michigan State University College of Law http://www.lawschoolloans.com/articles/index.php?id=20436 Wed, 31 Dec 1969 The Higher Education Act of 1965 was overwhelmingly approved on Thursday, February 7, 2008. The House of Representatives voted 354-58 to approve the reauthorization of the bill (H.R. 4137). http://www.lawschoolloans.com/articles/index.php?id=20431 Carina Zaragoza Wed, 31 Dec 1969 The student loan industry is undergoing more turmoil as another lender ends its student loan program. Key lenders are also taking hits. http://www.lawschoolloans.com/articles/index.php?id=20432 Carina Zaragoza Wed, 31 Dec 1969 UCLA Law Will Receive $1.5 MillionTouro Law School to Be Purchased?UC Berkeley to Get New Law School Building http://www.lawschoolloans.com/articles/index.php?id=20433 Wed, 31 Dec 1969 College Loan Corporation, the eighth-largest Federal Family Education Loan Program (FFELP) lender in the country, will exit the FFELP business on March 1, 2008. http://www.lawschoolloans.com/articles/index.php?id=20428 Carina Zaragoza Wed, 31 Dec 1969 The leaders of the Senate Finance Committee wrote to 136 colleges around the country regarding the colleges' endowment funds. Senators Max Baucus (D-MT) and Charles Grassley (R-IA) asked colleges with endowments of $500 million or more a series of questions about their endowments and spending on student aid. Their letter was made public in a press release dated Thursday, January 24, 2008. http://www.lawschoolloans.com/articles/index.php?id=20429 Carina Zaragoza Wed, 31 Dec 1969 UCLA Gets Center on Climate ChangeSt. Mary's Gets ThousandsiTunes U Hits Suffolk Law http://www.lawschoolloans.com/articles/index.php?id=20430 Wed, 31 Dec 1969 The recent subprime mortgage meltdown has made its way into the higher education sector. Coupled with the recent student loan industry fiasco and current economic uncertainty, several leading student loan lenders have announced they will cut back or eliminate altogether loan programs. http://www.lawschoolloans.com/articles/index.php?id=20425 Carina Zaragoza Wed, 31 Dec 1969 The New York Attorney General's Office has expanded its investigation of study-abroad programs offered by colleges and universities across the country. The investigation is headed by Attorney General Andrew Cuomo, who made headlines in recent years with his investigation into the student loan industry. http://www.lawschoolloans.com/articles/index.php?id=20426 Carina Zaragoza Wed, 31 Dec 1969 Law Librarians Get GrantLaw Clinic Receives AwardStudents Push for Green http://www.lawschoolloans.com/articles/index.php?id=20427 Wed, 31 Dec 1969 Secretary of Education Margaret Spellings asserted that she has not seen any strong evidence that the cuts to the Federal Family Education Loan Program (FFELP) have had negative impacts on students or lenders. Her remarks came after a speech made at the National Press Club on January 9, 2008. Spellings fielded questions centered on the No Child Left Behind Act, among other topics, including the state of the student lending industry. http://www.lawschoolloans.com/articles/index.php?id=20422 Carina Zaragoza Wed, 31 Dec 1969 Yale University announced an expansion of its financial aid program on January 14, 2008. The new plan aims to provide more assistance to those students who demonstrate the most need. The university's announcement comes a month after fellow Ivy League institution Harvard announced its new financial aid program, which redefined ''middle income.'' http://www.lawschoolloans.com/articles/index.php?id=20423 Carina Zaragoza Wed, 31 Dec 1969 One-Year Challenge from Law School AlumnusLargest Law School Creates New CampusNew Housing and Law School Buildings to Appear at Stanford http://www.lawschoolloans.com/articles/index.php?id=20424 Wed, 31 Dec 1969 2007 saw turmoil in the student lending industry. While in previous years talk centered on federal student loan consolidation, giving the industry a huge boost in business, 2007 was laden with headlines on the questionable practices of not only student loan lenders but also colleges and universities themselves. http://www.lawschoolloans.com/articles/index.php?id=20419 Carina Zaragoza Wed, 31 Dec 1969 Two lawsuits were filed against Sallie Mae on Thursday, December 27, 2007, in yet another blow to the business practices of the already hard-hit student loan company. Sallie Mae has come under scrutiny in the past year, beginning with New York Attorney General Andrew Cuomo's investigations into the lending and marketing practices of several student loan companies, of which Sallie Mae was one. http://www.lawschoolloans.com/articles/index.php?id=20420 Carina Zaragoza Wed, 31 Dec 1969 Federal Customs House to Be Renovated into Memphis Law SchoolGreensboro Charities Receive Donations from Public Interest Law SocietyUniversity of Utah Law School Faculty to Work with Prosecutors in Afghanistan http://www.lawschoolloans.com/articles/index.php?id=20421 Wed, 31 Dec 1969 College Gets Early GiftEndowment Fund Created for Law SchoolLaw Clinic Donates Gifts to Local Family http://www.lawschoolloans.com/articles/index.php?id=20417 Wed, 31 Dec 1969 Remember back before Thanksgiving, when you promised yourself you wouldn't go crazy with gifts this year? Maybe you even started a gift budget. I'm sure it's around here someplace, maybe in that bag with the pile of shirts you found on sale and bought to give to your brother? (Yes, you already had his gift, but he really needs a fashion intervention.) Maybe you stuck it in the box with those new shoes you bought while hunting for your father's present? http://www.lawschoolloans.com/articles/index.php?id=20418 Mary Dalrymple Wed, 31 Dec 1969 Law School Workshops Pay OffLaw Student Takes on Universal HealthcareFormer Starbucks CEO Gives University $200,000 in Honor of Law Professor http://www.lawschoolloans.com/articles/index.php?id=20415 Wed, 31 Dec 1969 I can be a little old-fashioned about certain things, like table manners, thank-you notes, and the idea that gifts should be objects chosen with the recipients in mind rather than cash disguised as a colorful plastic card redeemable at your local grocery store. http://www.lawschoolloans.com/articles/index.php?id=20416 Mary Dalrymple Wed, 31 Dec 1969 DU Law School Clinic Files LawsuitStetson to Host Arbitration Competition$7 Million Given to North Carolina Law and Medical Students http://www.lawschoolloans.com/articles/index.php?id=20413 Wed, 31 Dec 1969 Even the most fastidious money managers can appreciate a little financial relief around the holidays - a special discount, a cash rebate, or a free teddy bear dressed up like one of Santa's elves. These little perks pop up around the holidays more often than glittering lawn deer as inducements to get busy holiday shoppers to sign up for credit cards and special financing offers. http://www.lawschoolloans.com/articles/index.php?id=20414 Mary Dalrymple Wed, 31 Dec 1969 Harris Beach Attorneys to Provide Law Scholarships for Minority StudentsLaw School Tuition May Have Reached a PeakNew Financial Aid Mandates Go into Effect in July 2008 http://www.lawschoolloans.com/articles/index.php?id=20411 Wed, 31 Dec 1969 Unless your returns are outpacing Warren Buffett's, you're probably a bit concerned about the future of your invested capital right now. http://www.lawschoolloans.com/articles/index.php?id=20412 Adam J. Wiederman Wed, 31 Dec 1969 New Program VP Chosen by UC RegentsLoyola Wins Big at Stetson LawProtest at Duke Energy http://www.lawschoolloans.com/articles/index.php?id=20409 Wed, 31 Dec 1969 When the Monday blues hit, retirement seems so far away. But while nothing short of winning the lottery or getting a big inheritance is likely to let you quit tomorrow, there are many things you can do to reach your goals a little faster. http://www.lawschoolloans.com/articles/index.php?id=20410 Dan Caplinger Wed, 31 Dec 1969 Scholarship timeUSC Law gets Google AppsMilitary recruiters allowed to visit Yale http://www.lawschoolloans.com/articles/index.php?id=20407 Wed, 31 Dec 1969 Acronyms are supposed to make long phrases easier to say and remember. But, unfortunately, in the financial world, they can also make questionable credentials look all too legitimate. There are all sorts of folks out there who want to manage your money, some of them better qualified than others. Do your due diligence by finding out who is managing yours. http://www.lawschoolloans.com/articles/index.php?id=20408 Elizabeth Brokamp Wed, 31 Dec 1969 California fires close down law schoolsGrant given to law school professorsLaw schools team up to offer health law degree online http://www.lawschoolloans.com/articles/index.php?id=20405 Wed, 31 Dec 1969 Just about five years ago, I was living in the greater Washington, D.C., area. Do you remember the big news story from those days? There were snipers in the area, shooting people seemingly at random. I wrote about the event at the time, sharing some thoughts on how we tend to think irrationally about threats such as snipers — and about money, too. http://www.lawschoolloans.com/articles/index.php?id=20406 Selena Maranjian Wed, 31 Dec 1969 Minnesota law schools in search of deans80 Hofstra Law alumni and faculty named "Super Lawyers"Loyola University New Orleans College of Law recommended by Princeton Review http://www.lawschoolloans.com/articles/index.php?id=20403 Wed, 31 Dec 1969 Almost everyone wants to be rich. For some, "being rich" means having enough money stashed away to live comfortably without working. For others, it's about being able to enjoy certain experiences — extended travel, for instance — that seem impossible to reach with normal means. And for many, it's just about living the "rich" life, with the big house and the nice cars and the high-end kitchen appliances and whatever else floats your boat (like, maybe, a boat). http://www.lawschoolloans.com/articles/index.php?id=20404 John Rosevear Wed, 31 Dec 1969 Tax procrastinators will make their last stand next week. The final extended deadline for filing your 2006 tax returns is Oct. 15. What surprises me most about these tax slackers is that many of them will get big tax refunds in the coming months - money they could have gotten a lot sooner with a little effort. http://www.lawschoolloans.com/articles/index.php?id=20402 By Dan Caplinger Wed, 31 Dec 1969 If the prices at my local Safeway are used as a measuring stick, you have to be downright rich to afford an all-organic diet. But it's not just the wealthiest among us who crave food free from pesticides or like the idea of fewer steps from field to table. What about average-income consumers who would like to buy organic but haven't quite figured out how to do it on a real-life budget? Sound like you? http://www.lawschoolloans.com/articles/index.php?id=20401 Elizabeth Brokamp Wed, 31 Dec 1969 Lately, we've become all too aware that some mortgage borrowers aren't as creditworthy as others. Yet even for those with good credit, prospective homeowners in some high-priced areas of the country are increasingly having trouble dealing with higher interest rates on the big mortgages they need. http://www.lawschoolloans.com/articles/index.php?id=20400 Dan Caplinger Wed, 31 Dec 1969 We can thank our friends at the Securities and Exchange Commission (SEC) for many things, such as requiring public companies to file regular financial reports and then making those reports available to us. Just read how it describes its mission as the ultimate investor's advocate: ''To protect investors, maintain fair, orderly, and efficient markets, and facilitate capital formation.'' It's enough to make your heart beat faster or lead you to swoon, isn't it? Well, OK, but you have to admit that it's at least encouraging. http://www.lawschoolloans.com/articles/index.php?id=20396 Selena Maranjian Wed, 31 Dec 1969 On September 11th, the IRS news release ''Back-to-School Tax Breaks Help Teachers Pay Classroom Costs; Aid Parents, Students With College Tuition'' stressed the importance of saving receipts and maintaining expense records to take full advantage of deductions on educational expenses and credits available on federal income tax returns for 2007. http://www.lawschoolloans.com/articles/index.php?id=20393 Surajit Sen Sharma Wed, 31 Dec 1969 Democratic conferees in the House and Senate reached an agreement on the College Cost Reduction and Access Act of 2007. Democratic leaders said that President Bush will sign the conference agreement that cuts about $21 billion from lenders and guarantors who participate in the Federal Family Education Loan (FFEL) program. http://www.lawschoolloans.com/articles/index.php?id=20394 Amit Agarwal Wed, 31 Dec 1969 New Hampshire congressman opposes financial aid billSDSU has new endowed scholarshipUT LEAD to help the underprivileged http://www.lawschoolloans.com/articles/index.php?id=20395 Wed, 31 Dec 1969 Financial disasters can start small. Sometimes all it takes is one minor setback to cause financial strain to snowball into a full-fledged catastrophe. Before you know it, an avalanche of bad fortune has collapsed all around you. Do recognize any of these signs that you might be living on the edge? http://www.lawschoolloans.com/articles/index.php?id=20391 Mary Dalrymple Wed, 31 Dec 1969 As a member of the Federal Family Education Loan (FFEL) Program, Law School Loans is dedicated to helping law students and attorneys manage their federal student loans while saving as much as possible on their outstanding loans. However, due to new government legislation, time is limited for our borrowers to save on their federal student loan consolidations. http://www.lawschoolloans.com/articles/index.php?id=20392 Brooke Heath Wed, 31 Dec 1969 An impasse blocking the approval of the 2007-2008 California state budget that provoked widespread discontentment among students and parents was finally resolved on August 24. Governor Arnold Schwarzenegger approved the state budget after a 52-day deadlock, enabling students to access state grants just as their fall semesters began. http://www.lawschoolloans.com/articles/index.php?id=20388 Amit Agarwal Wed, 31 Dec 1969 Southern Illinois University President Glenn Poshard, a former Democratic candidate for governor and a former Congressional representative, has been accused of including rampant plagiarism in his doctoral dissertation published in 1984. The Daily Egyptian, SIU's student newspaper, first reported that Poshard had lifted sections from at least 19 works by 22 authors without citation or attribution and placed them in his dissertation. http://www.lawschoolloans.com/articles/index.php?id=20389 Surajit Sen Sharma Wed, 31 Dec 1969 Arkansas governor announces need-based grant programIWU's financial aid office announces two new appointmentsIowa governor introduces All Iowa Opportunity Scholarship http://www.lawschoolloans.com/articles/index.php?id=20390 Wed, 31 Dec 1969 Nobody likes to talk about personal bankruptcy. It's the atomic bomb of personal finance: We all know it's out there, but it's really scary, and most of us hope it never affects our lives in any way. http://www.lawschoolloans.com/articles/index.php?id=20387 John Rosevear Wed, 31 Dec 1969 A recent study conducted by Policy Analysis for California Education (PACE) found that the first semester of college is a pivotal period in students' academic careers. The study, titled ''Beyond Access: How the First Semester Matters for Community College Students' Aspirations and Persistence,'' followed first-time students enrolled in California community colleges aged 17 to 20 in the fall of 1998. The study, based on system data gathered over a six-year period, tracked graduation and retention rates of first-year students to arrive at its findings. The findings of the study suggest that it is most important to focus on preparing high school students for college and that simply increasing college access doesn't solve the problems faced in building a more educated population and workforce. http://www.lawschoolloans.com/articles/index.php?id=20384 Surajit Sen Sharma Wed, 31 Dec 1969 A delay in approving Wisconsin's state budget has put a number of college students in a difficult position. They don't know what kind of financial aid they will receive for the upcoming school year. http://www.lawschoolloans.com/articles/index.php?id=20385 Amit Agarwal Wed, 31 Dec 1969 Federal student loan organizations call for revision of student loan reconciliation billsMontana senator proposes free college tuitionUniversity of Oregon's athletics program gets $100 million donation http://www.lawschoolloans.com/articles/index.php?id=20386 Wed, 31 Dec 1969 Here we go again-it's time for the same old financial advice: Create and fill an emergency fund for yourself! You never know when disaster will strike. You may find yourself with expensive health issues or a sudden job loss. Sock away about three to six months' worth of living expenses, and invest that money not in the stock market, which can swoon without notice, but in safer, less volatile options like CDs and money market accounts. http://www.lawschoolloans.com/articles/index.php?id=20383 Selena Maranjian Wed, 31 Dec 1969 Nine tribally controlled colleges and universities will receive federal grants worth nearly $12 million. U.S. Secretary of Education Margaret Spellings announced that the grant, provided under Title III of the Higher Education Act, will allow colleges and universities to develop activities to improve and expand their services for students with Native American heritages. http://www.lawschoolloans.com/articles/index.php?id=20380 Amit Agarwal Wed, 31 Dec 1969 Crown College, after the loss of its accreditation and closure, now faces investigations by the U.S. Department of Education into whether its employees have committed fraud. http://www.lawschoolloans.com/articles/index.php?id=20381 Shaileja Mammen Wed, 31 Dec 1969 U.S. News & World Report meets with controversyCuomo investigates study-abroad programsIllinois Wesleyan University promotes financial aid officers http://www.lawschoolloans.com/articles/index.php?id=20382 Wed, 31 Dec 1969 I get this question all the time: Which stocks should I invest in if I want to retire comfortably?And my answer is always the same: Stocks that regularly pay you to invest-that is, stocks that pay dividends. I have many reasons for this answer. http://www.lawschoolloans.com/articles/index.php?id=20379 Robert Brokamp Wed, 31 Dec 1969 U.S. Secretary of Education Margaret Spellings sent out letters to colleges, universities, lenders, and guarantee agencies that participate in the federal guaranteed student loan program. The letters urge them to work together on the principles of the new regulations that the department proposed in June. However, the regulations, in light of the congressional ''sunshine'' acts and New York Attorney General Andrew Cuomo's code of conduct, will not be effective until July 2008. http://www.lawschoolloans.com/articles/index.php?id=20376 Amit Agarwal Wed, 31 Dec 1969 Senator and presidential candidate Chris Dodd has proposed a new, comprehensive education plan. The proposed plan ensures access to quality and affordable education from preschool to college for all American students. http://www.lawschoolloans.com/articles/index.php?id=20377 Shaileja Mammen Wed, 31 Dec 1969 Senate confirms Diane Auer Jones as assistant secretary for postsecondary educationThree Michigan schools say their loan practices are legitimateFormer Scripps financial aid director joins Trinity University http://www.lawschoolloans.com/articles/index.php?id=20378 Wed, 31 Dec 1969 Today, IRAs constitute the fastest-growing segment of the retirement plan market, with more than $3.6 trillion in assets. Experts predict that another $1 trillion dollars will be rolled over by baby boomers by the end of 2008. What this means for investors is opportunity. http://www.lawschoolloans.com/articles/index.php?id=20375 Dan Caplinger Wed, 31 Dec 1969 Predatory lending is the use of unethical lending tactics to keep gullible borrowers in debt as long as possible. Predatory lenders usually target vulnerable groups like students, the elderly, minorities, and people with poor credit records. http://www.lawschoolloans.com/articles/index.php?id=20372 Nihit Aurora Wed, 31 Dec 1969 A recent study conducted by the Sen. George Mitchell J. Scholarship Research Institute in Maine found the practice of placing students in high school courses based on their academic performances, or academic tracking, to be a major barrier to college attendance. http://www.lawschoolloans.com/articles/index.php?id=20373 Surajit Sen Sharma Wed, 31 Dec 1969 Private Student Loan Transparencies and Improvement ActLow response to scholarships offered in NJBEST programAmerica Competes Act approved by Congress http://www.lawschoolloans.com/articles/index.php?id=20374 Wed, 31 Dec 1969 George Bernard Shaw had it right when he said youth was wasted on the young. When you're in your 20s, your typical worries include graduating from college, getting a job, and updating your MySpace page. Thinking about how you are going to fund your retirement doesn't usually top your list of concerns. But now, more and more fund shops are targeting this demographic, hoping to lure investors while they're still young. http://www.lawschoolloans.com/articles/index.php?id=20371 Amanda B. Kish, CFA Wed, 31 Dec 1969 Scholars studying at American universities have a wide range of avenues available to them for distributing their scholarly work. The Internet has added an extra dimension to their endeavors, extending the concept of academic publishing to include ''virtual'' publishing. http://www.lawschoolloans.com/articles/index.php?id=20368 Nihit Aurora Wed, 31 Dec 1969 Katherine Haley Will, president of Gettysburg College and head of the Annapolis Group, is leading a charge against U.S. News & World Report's college rankings, which, according to Haley Will, are ''misleading and not a true measure of a school's unique strength.'' http://www.lawschoolloans.com/articles/index.php?id=20369 Shaileja Mammen Wed, 31 Dec 1969 Report reveals 76% of full-time undergraduates receive federal aidSenate approves reworking of Higher Education ActSteve Coll to head New America Foundation as president and CEO http://www.lawschoolloans.com/articles/index.php?id=20370 Wed, 31 Dec 1969 Why do market corrections upset us so much? We all know-at some level-that the market is bound to hit bumps on its march upward, and some of those bumps will be big ones. But even so, those selloffs tend to be white-knuckle heartburn-inducing rides. I think there are two big reasons why that's the case. http://www.lawschoolloans.com/articles/index.php?id=20367 John Rosevear Wed, 31 Dec 1969 The U.S. House of Representatives recently voted to approve a 2008 spending bill for the Departments of Education, Labor, and Health and Human Services. This bill proposes increasing the maximum Pell Grant by $390. Additionally, it includes an increase of $2 billion for the No Child Left Behind Act and proposes increasing funding by more than $227 million for a variety of programs addressing issues such as employment, job training, and worker protection. http://www.lawschoolloans.com/articles/index.php?id=20364 Nihit Aurora Wed, 31 Dec 1969 Illegally downloading music and videos is common among college students, but the entertainment industry considers it theft. College officials are uncomfortable due to the increasing attention Congress is paying to this practice. http://www.lawschoolloans.com/articles/index.php?id=20365 Shaileja Mammen Wed, 31 Dec 1969 Texas' ''B On Time'' loan program falls short of fundingWest Virginia named among top spenders on college grantsTexas A&M's minimum wage for student employees increases http://www.lawschoolloans.com/articles/index.php?id=20366 Wed, 31 Dec 1969 If you've made a will and taken estate planning issues into account while managing your money, you may think you're all set. After your departure, your surviving loved ones will be provided for, and they'll know exactly who's supposed to get what and where to find everything. http://www.lawschoolloans.com/articles/index.php?id=20363 John Rosevear Wed, 31 Dec 1969 It's no secret that Americans depend on schools to prepare their children for higher education and gainful employment. Recently, the State Council of Higher Education for Virginia (SCHEV) proposed a six-year plan to match K-12 teaching with university-level education. The plan, which would begin in 2007, aims to improve schools so that the schools, in turn, can better prepare students for college educations and ultimately enable them to become members of what the plan hopes will be a stable, dynamic workforce. http://www.lawschoolloans.com/articles/index.php?id=20360 Nihit Aurora Wed, 31 Dec 1969 Michigan colleges, to the chagrin of overburdened students and parents, recently announced substantial tuition hikes. Tuition has increased nearly 10% at several higher-education institutions. http://www.lawschoolloans.com/articles/index.php?id=20361 Amit Agarwal Wed, 31 Dec 1969 Eastern Michigan University raises tuitionEmerson College fires dean of enrollmentRobin Holmes named University of Oregon's VP for student affairs http://www.lawschoolloans.com/articles/index.php?id=20362 Wed, 31 Dec 1969 College education is still a dream for almost 20 million of the nation's working poor adults, according to a report released on July 7 by the Institute for Higher Education Policy (IHEP). IHEP reports that in 2005, working poor adults between the ages of 24 and 64 earned an average salary of $19,000 per year compared to an average salary of $56,000 for non-poor adults. Even with monetary aid, studying at a state university is beyond the means of most working poor adults. The average cost of tuition and fees at universities stands at about $13,000, which is excessive for those with low incomes. http://www.lawschoolloans.com/articles/index.php?id=20357 Surajit Sen Sharma Wed, 31 Dec 1969 The National Association of Student Financial Aid Administrators (NASFAA) held its annual meeting on Sunday, July 8, whereby it offered its rank-and-file financial aid administrators a platform to respond to the association's new code of conduct. http://www.lawschoolloans.com/articles/index.php?id=20358 Amit Agarwal Wed, 31 Dec 1969 House passes College Cost Reduction ActSenior aides to President recommend veto of H.R. 2669Department of Education warns colleges not to limit lender choiceIndiana governor appoints members to state college boardsNASSGAP reports increase in state student aid http://www.lawschoolloans.com/articles/index.php?id=20359 Wed, 31 Dec 1969 It's hard to get ahead with Uncle Sam stretching out his hand every time you earn a few extra bucks. While paying what you owe is the patriotic way, it's always nice to owe less rather than more. Here are some of the best (and strictly legal) ways to reduce your taxable income but still satisfy Uncle Sam when he comes knocking. http://www.lawschoolloans.com/articles/index.php?id=20356 Elizabeth Brokamp Wed, 31 Dec 1969 The University System of New Hampshire's board of trustees has approved a budget that includes a nearly 7% tuition hike for 2007-2008 in-state students. The budget also includes a 5.2% increase in tuition for out-of-state students along with an 11.3% increase in student financial aid. The university system has been increasing tuition and aid since 2000. Since then, tuition has risen by about 6% each year, while financial aid has increased by about 12%. http://www.lawschoolloans.com/articles/index.php?id=20353 New Hampshire University System Approves Tuition a Wed, 31 Dec 1969 Education in the United States is getting more and more expensive with each passing year. A significant number of students have been forced to borrow from a variety of sources to pursue university degrees and continue to repay their debts for many years following the completion of their educational pursuits. http://www.lawschoolloans.com/articles/index.php?id=20354 Nihit Aurora Wed, 31 Dec 1969 Key amendments to College Cost Reduction Act submittedNASFAA president set to retire by DecemberSpellings announces educational grants for Alaska nativesMaine tries to curb http://www.lawschoolloans.com/articles/index.php?id=20355 Wed, 31 Dec 1969 What a load off, huh?According to a recent study by Towers Perrin reported in The Wall Street Journal, http://www.lawschoolloans.com/articles/index.php?id=20352 Tim Hanson Wed, 31 Dec 1969 Congress and the U.S. Department of Education are considering moves that would force colleges to publish information about their performance. http://www.lawschoolloans.com/articles/index.php?id=20348 Shaileja Mammen Wed, 31 Dec 1969 The U.S. Department of Energy has announced a $375 million plan for three new biofuel research centers in Tennessee, Wisconsin, and California. The department has granted $125 million to each center, and universities will play major roles in their operations. The centers will also partner with national laboratories and private companies. http://www.lawschoolloans.com/articles/index.php?id=20349 Amit Agarwal Wed, 31 Dec 1969 UNC implements stricter financial aid rulesFFEL participants say auction not a good ideaHillary Clinton's student lender proposals approved by HELP CommitteeUniversity of Colorado-Boulder announces largest financial aid allocation, increases tuitionFlorida governor changes stance, goes ahead with tuition increase http://www.lawschoolloans.com/articles/index.php?id=20350 Wed, 31 Dec 1969 Unfortunately, because of skyrocketing costs associated with obtaining your law degree, more and more law students are turning to student loans to help them fund their schooling. http://www.lawschoolloans.com/articles/index.php?id=20351 Brooke Heath Wed, 31 Dec 1969 Senator Edward M. Kennedy and members of the Health, Education, Labor, and Pensions (HELP) Committee have asked U.S. Secretary of Education Margaret Spellings to refrain from imposing new accreditation regulations on colleges and universities until Congress reauthorizes the Higher Education Act http://www.lawschoolloans.com/articles/index.php?id=20345 Amit Agarwal Wed, 31 Dec 1969 The board of visitors at James Madison University (JMU) in Harrisonburg, Virginia, has recently approved the college's biggest budget ever. The $363.1 million budget for 2007-2008 reflects a 9% increase; it is $29.9 million larger than last year. http://www.lawschoolloans.com/articles/index.php?id=20346 Amit Agarwal Wed, 31 Dec 1969 Higher Education Act reauthorization bill would increase financial aidCuomo and McCollum urge Senate to pass Student Loan Sunshine ActNew scholarship opportunity for Vermont studentsCBA releases report on financial aid administratorsOregon to increase student financial aid http://www.lawschoolloans.com/articles/index.php?id=20347 Wed, 31 Dec 1969 I spent last Monday looking for my wallet, racking my brain for where in the world it could be. Trying to remember where I had it last, I could only retrace my steps back to Target , where I'd shopped (and bought entirely too much, by the way) earlier in the weekend. After that, nothing. Nada. http://www.lawschoolloans.com/articles/index.php?id=20344 Elizabeth Brokamp Wed, 31 Dec 1969 The College Cost Reduction Act of 2007 introduced by U.S. Rep. George Miller (D-CA), chairman of the House Education and Labor Committee, proposes the largest investment in college education since the 1944 GI Bill, according to the committee's website. If passed, this legislation will help students and families pay for college at no extra cost to U.S. taxpayers. http://www.lawschoolloans.com/articles/index.php?id=20341 Shaileja Mammen Wed, 31 Dec 1969 As part of its settlement with New York Attorney General Andrew Cuomo, Johns Hopkins University will spend $1 million to educate college students on financial aid. Cuomo's investigation revealed that the university's former financial aid director allegedly received about $65,000 between 2002 and 2006 in the form of consulting fees from a student loan company. http://www.lawschoolloans.com/articles/index.php?id=20342 Amit Agarwal Wed, 31 Dec 1969 New bill seeks to amend Higher Education ActDodd plans to introduce bill that would reform private student lending marketMaryland attorney general wants colleges to adopt code of conductCBA reacts to budget cuts affecting FFELPFlorida will provide financial aid to students receiving technical training http://www.lawschoolloans.com/articles/index.php?id=20343 Wed, 31 Dec 1969 Wall Street is littered with commonplace financial advice, but if you want to get your career as an investor off to a smart start, you should consider going against, um, the flow of that traffic. (Just sticking with the metaphor, folks!) To help you step on the gas, consider these three suggestions: http://www.lawschoolloans.com/articles/index.php?id=20340 Shannon Zimmerman Wed, 31 Dec 1969 The student loan industry suddenly finds itself fighting for life when the final Senate-Cuomo blitzkrieg erupted out of the Capitol Hill in front of them. The business of providing student loans is perhaps the most threatened these days. http://www.lawschoolloans.com/articles/index.php?id=20337 Gitanjali Hazarika Wed, 31 Dec 1969 This week, legislation was introduced by Illinois Senator Dick Durbin (D) that would allow private student loans to be forgiven upon bankruptcy. Currently, neither private nor federal student loans will be discharged for a borrower who files for bankruptcy, with the rare exception of extreme hardship. http://www.lawschoolloans.com/articles/index.php?id=20338 Brooke Heath Wed, 31 Dec 1969 Cuomo, lenders testify before U.S. lawmakersWisconsin University's new student loans rulesTwo new appointments at ELM ResourcesReauthorize Higher Education Act, Spellings urges CongressLawrence Warder named acting COO of FSA http://www.lawschoolloans.com/articles/index.php?id=20339 Wed, 31 Dec 1969 You know you ought to get your to-do list done. If you really want some motivation, think about how much waiting could cost you. http://www.lawschoolloans.com/articles/index.php?id=20336 By Dan Caplinger Wed, 31 Dec 1969 Last week, Massachusetts Governor Deval Patrick (D) announced new public education plans for his state at the University of Massachusetts-Boston commencement ceremony. This proposal would allow all Massachusetts high school graduates to attend the state's community colleges free of charge for two years. http://www.lawschoolloans.com/articles/index.php?id=20334 Brooke Heath Wed, 31 Dec 1969 Spitzer signs student loan reform into lawNASFAA announces Code of ConductExisting variable-rate student loans to go up by .08 percentage pointsBack off higher education accreditation changes, Sen. Alexander to DOEScott's measures to provide loan repayment assistance approved http://www.lawschoolloans.com/articles/index.php?id=20335 Wed, 31 Dec 1969 Here's an interesting new development in the exciting world of credit cards: Some card issuers are offering rewards for money spent on health care. We all know that you can earn some dollars or points with various cards for purchases at gas stations, supermarkets, drugstores, airlines, etc. But this is indeed a new-and almost sinister-twist. http://www.lawschoolloans.com/articles/index.php?id=20333 Selena Maranjian Wed, 31 Dec 1969 Last week, in Largo, FL, federal agents raided Student Funding Services, confiscating many of the not-for-profit company's documents. The local FBI agents were accompanied by agents from the Office of the Inspector General for the Department of Education. However, neither agency would say what it was looking for or reveal the purpose of the raid. http://www.lawschoolloans.com/articles/index.php?id=20331 Brooke Heath Wed, 31 Dec 1969 Cuomo boasts that two more schools have agreed to abide by his code of conductSimplification of existing tax breaks for middle-class studentsPresident Bush expected to nominate Jones for Assistant Secretary postCivil action suits filed against several Ohio University alumniNASFAA to send Cuomo revised code of conduct http://www.lawschoolloans.com/articles/index.php?id=20332 Wed, 31 Dec 1969 Congratulations&-you're a stock market genius! During a lifetime of smart investments, you scrimped and saved your way to a portfolio worth more than $1 million.Now you're 55 and ready to retire to a sunny island, take the occasional trip to see the grandkids, and still have plenty in the bank to handsomely tip the caddies after they help you birdie that par-five. http://www.lawschoolloans.com/articles/index.php?id=20330 Tim Hanson Wed, 31 Dec 1969 Recently, Illinois Senator Martin Sandoval (D-Chicago) proposed a law that would make any Illinois resident with a 3.0 grade point average eligible to receive state-backed student loans, even if he or she is an illegal immigrant. If passed, this controversial bill would allow any Illinois student seeking financial aid to be eligible for $5,000 per year to pay for his or her higher education, regardless of citizenship status. http://www.lawschoolloans.com/articles/index.php?id=20326 Brooke Heath Wed, 31 Dec 1969 Senator Edwards announces College Opportunity AgendaMcKeon and Keller concerned about budget process for changes to Direct Loan programEnzi introduces Student Financial Aid Data Privacy Protection ActDemocratic Congressional leaders reach agreement on 2008 budget proposal http://www.lawschoolloans.com/articles/index.php?id=20327 Wed, 31 Dec 1969 At Law School Loans, our goal is to assist law students and attorneys with managing the student loans that they acquire during law school and undergraduate school. To help us reach this goal, we offer incredible customer service to our borrowers. But that is not all. We also offer money-saving features to help our borrowers save substantial amounts of money with their consolidations. http://www.lawschoolloans.com/articles/index.php?id=20328 Wed, 31 Dec 1969 Law School Loans understands that as an attorney, you demand excellence. You did not settle when it came to academics and obtaining your law degree, and you still demand the best while in the court room or practicing law. That is why we do not expect you to settle when it comes to choosing a lender to consolidate your student loans. http://www.lawschoolloans.com/articles/index.php?id=20329 Wed, 31 Dec 1969 The lure of the leisurely life gets stronger the closer we get to retirement age. Whether we're facing a company mandate or a self-imposed date to take that gold watch, being a short-timer makes us think more about what we'd rather be doing. http://www.lawschoolloans.com/articles/index.php?id=20325 By Rich Duprey Wed, 31 Dec 1969 This week, the House of Representatives voted in favor of the Student Loan Sunshine Act (H.R. 890). In a landslide vote of 414-3, the act was passed in an effort to end dishonest alliances between colleges and student lenders. http://www.lawschoolloans.com/articles/index.php?id=20323 Brooke Heath Wed, 31 Dec 1969 NY adopts student loan corruption-reduction legislationEducation Department loan official resignsCooper appointed deputy director of Student Financial AssistanceSpellings questioned regarding student-lending scandal http://www.lawschoolloans.com/articles/index.php?id=20324 Wed, 31 Dec 1969 For me, making the most of $500 means saving on groceries or investing in an index fund. How tame. Rob Ketterer, a 28-year-old government consultant, turned $500 into a new house within two years. http://www.lawschoolloans.com/articles/index.php?id=20317 By Tim Beyers Wed, 31 Dec 1969 Each year, U.S. News & World Report explores U.S. colleges and universities to determine the top schools in the nation. Through their research of US schools, U.S. News & World Report prepares an annual "America's Best Graduate Schools" report. From this list, Law School Loans brings you the top 10 list for 2008. http://www.lawschoolloans.com/articles/index.php?id=20318 Wed, 31 Dec 1969 Each year, U.S. News & World Report explores U.S. colleges and universities to determine the top schools in the nation. Through their research of US schools, U.S. News & World Report prepares an annual http://www.lawschoolloans.com/articles/index.php?id=20319 Wed, 31 Dec 1969 You have just completed law school. What a great achievement! We here at Law School Loans would like to be among the first to congratulate you! http://www.lawschoolloans.com/articles/index.php?id=20320 Wed, 31 Dec 1969 Law School Loans is dedicated to helping law students obtain the best education possible. To assist you in making college choices, we have researched the top law schools in the country to help you decide which program is right for you. This article profiles Stanford University Law School, ranked #3 for 2008 Top Law Schools by U.S. News & World Report. http://www.lawschoolloans.com/articles/index.php?id=20321 Wed, 31 Dec 1969 Law School Loans is dedicated to helping law students obtain the best education possible. We have researched top U.S. law schools to help you decide which program is the right one for you. http://www.lawschoolloans.com/articles/index.php?id=20322 Wed, 31 Dec 1969 This week, New York State Attorney General Andrew M. Cuomo continued his investigation into the student loan industry by publicizing that he has served subpoenas and requests for information to 90 college alumni associations. Cuomo is requesting that the associations provide information on their relationships with Nelnet, a nationwide student loan company. http://www.lawschoolloans.com/articles/index.php?id=20315 Brooke Heath Wed, 31 Dec 1969 Miller asks White House and Education Department for details on student programsCuomo meets more success with his code of conductEnzi's code of conductUT financial aid officers reported to accept meals as favors from lendersMiller asks FTC for investigations into deceptive marketing by private lenders http://www.lawschoolloans.com/articles/index.php?id=20316 Wed, 31 Dec 1969 It's a little bit morbid, but take a second to flip through your local paper and notice all the bad news. You may see local businesses laying off workers, car accidents, health costs hitting record highs, and lots of other depressing things. (Then go read the cute animal feature to cheer yourself up.) http://www.lawschoolloans.com/articles/index.php?id=20314 Mary Dalrymple Wed, 31 Dec 1969 Last week, Senator Edward Kennedy (D-MA) announced that he had sent letters to the CEOs of Sallie Mae and Nelnet regarding the tactics they use in their collection processes. Senator Kennedy, who is also Chairman of the United States Senate Health, Education, Labor, and Pensions Committee, said that many of the tactics used by the companies in question are prohibited by federal law and regulations. http://www.lawschoolloans.com/articles/index.php?id=20312 Brooke Heath Wed, 31 Dec 1969 Cuomo testifies regarding investigations, criticizes Department of EducationSpellings forms task force to examine lender issuesMcKeon introduces Financial Aid Accountability and Transparency ActNASFAA approves resolution for code of conduct http://www.lawschoolloans.com/articles/index.php?id=20313 Wed, 31 Dec 1969 Wouldn't it be nice to be able to have your federal student loan debt already dealt with when you graduate from law school, so that you can focus on your future goals and ambitions in the legal world? http://www.lawschoolloans.com/articles/index.php?id=20310 Wed, 31 Dec 1969 There is good news for law students who have borrowed or will be borrowing Graduate PLUS loans. http://www.lawschoolloans.com/articles/index.php?id=20311 Wed, 31 Dec 1969 What is your top priority in life? Is it your money? The stuff that money can buy? Or is the time you have available to spend with your family, friends, and loved ones at the top of your list? http://www.lawschoolloans.com/articles/index.php?id=20309 Chuck Saletta Wed, 31 Dec 1969 Last week, the American Civil Liberties Union (ACLU) filed an appeal asking a federal court to reconsider its verdict in a case challenging the Higher Education Act's Aid Elimination Penalty. This penalty denies financial aid to any student who has been convicted of a drug offense. The ACLU argues that the penalty is unconstitutional and has asked the court to take another look at the constitutional validity of the act. http://www.lawschoolloans.com/articles/index.php?id=20306 Brooke Heath Wed, 31 Dec 1969 Student loan debt for graduate students in Arizona has reached a new high. According to Higher Education Washington, Inc.?s NewsLine, the average graduate-degree recipient is currently carrying almost $34,000 in student loan debt, reflecting an increase of $7,000 over the past 10 years. http://www.lawschoolloans.com/articles/index.php?id=20307 Brooke Heath Wed, 31 Dec 1969 Spellings suspends access to student loan database for lendersUT system asks its colleges to stop using preferred lender listsMiller asks Spellings to take action regarding student-lending practicesOhio's 2008-2009 budget may hurt students from middle-income families http://www.lawschoolloans.com/articles/index.php?id=20308 Wed, 31 Dec 1969 We all know that an IRA is meant to build a tidy little nest egg for retirement. After all, it's not called an http://www.lawschoolloans.com/articles/index.php?id=20305 Elizabeth Brokamp Wed, 31 Dec 1969 Recently, a bill was introduced to the Minnesota Senate that would require incoming college freshmen to enroll in a personal finance course during their orientation. http://www.lawschoolloans.com/articles/index.php?id=20303 Brooke Heath Wed, 31 Dec 1969 University of Louisville tuition to increase againDon Davis named UT's acting director of financial aidColumbia University alumnus donates $400 million in financial aidOregon proposes bill to expand financial aid http://www.lawschoolloans.com/articles/index.php?id=20304 Wed, 31 Dec 1969 Everyone knows that an IRA is a great way to save for retirement, but there are lesser-known (but very important) facts that may have escaped your attention. Read on for five myths about IRAs that may be affecting your bottom line. http://www.lawschoolloans.com/articles/index.php?id=20302 Elizabeth Brokamp Wed, 31 Dec 1969 In Washington last week, Senators Chris Dodd (D-CT), John Kerry (D-MA), Richard Durbin (D-IL), and Russ Feingold introduced the Medical Education Affordability Act (MEAA) to Congress. http://www.lawschoolloans.com/articles/index.php?id=20300 Brooke Heath Wed, 31 Dec 1969 New York Attorney General announces settlement of loan chargesNASFAA responds to Cuomo's press releaseManning reminds FFELP participants about student choiceArizona students rally for financial aidPell Institute releases report on first-generation students http://www.lawschoolloans.com/articles/index.php?id=20301 Wed, 31 Dec 1969 Tired of reading about America's retirement woes? Then I have an alternative for you: Watch a TV show about them. Heck, you don't even have to move to your TV - you can watch it on your computer, from the comfort of your own desk chair. The particular program I'm talking about is an episode of the PBS series Frontline titled http://www.lawschoolloans.com/articles/index.php?id=20299 Robert Brokamp Wed, 31 Dec 1969 Last week, the Maryland House of Representatives voted 81 to 57 in favor of a bill that would allow some illegal immigrants to qualify for in-state tuition. http://www.lawschoolloans.com/articles/index.php?id=20297 Brooke Heath Wed, 31 Dec 1969 Support for restoration of Perkins Student Loan Program funding grows strongerCBA president lashes back at KennedyNew legislation intended to expand the use of FIPSE fundsTexas loan representative indicted on theft chargesNew bill in Maryland proposes granting in-state tuition status to illegal immigrants http://www.lawschoolloans.com/articles/index.php?id=20298 Wed, 31 Dec 1969 Most of us have a story or two to tell about lousy customer service.There's the time at Denny's when, after a long wait to be seated and extremely slow service, the waitress dropped our tray of food and drinks right into my lap. http://www.lawschoolloans.com/articles/index.php?id=20296 Elizabeth Brokamp Wed, 31 Dec 1969 Last week in San Francisco, Education Finance Partners (EFP) responded to New York Attorney General Andrew Cuomo's formal notice to file suit against it by announcing that it is fully prepared to defend its practices. http://www.lawschoolloans.com/articles/index.php?id=20294 Brooke Heath Wed, 31 Dec 1969 New bill may simplify the FAFSAProposed legislation may end marriage penalty on student loan deductionU.S. Department of Education sued for allegedly overcharging student loan borrowersDavidson College to eliminate student loansKennedy�s letter asks private lenders to reveal financial deals with schools http://www.lawschoolloans.com/articles/index.php?id=20295 Wed, 31 Dec 1969 When my husband and I were on our honeymoon, we decided to write private wedding vows, which were a bit different than the typical http://www.lawschoolloans.com/articles/index.php?id=20293 Elizabeth Brokamp Wed, 31 Dec 1969 Last week, New York State Attorney General Andrew M. Cuomo sent letters to more than 400 colleges and universities throughout the country, including all in New York State, warning them to end relationships with lenders that have the potential to mislead students and compromise their abilities to obtain the best rates on their student loans. http://www.lawschoolloans.com/articles/index.php?id=20291 Brooke Heath Wed, 31 Dec 1969 Senators urge Budget Committee to increase the Pell GrantBriggs likely to be Assistant Secretary of Education for Elementary and Secondary EducationCommittee on Education and Labor asks stakeholders for input on HEADefault rates reported by guaranteed-student-loan program may be lower this yearIowa proposes tax breaks for employers who pay off student loans http://www.lawschoolloans.com/articles/index.php?id=20292 Wed, 31 Dec 1969 Whether or not you believe there's a glut of personal finance sites online, two big companies seem to think there's room for one more. Dow Jones (NYSE: DJ) and IAC/InterActiveCorp (Nasdaq: IACI) are teaming up to create a new community-driven destination for investors, budgeters, and just about anyone weighing a financial decision. http://www.lawschoolloans.com/articles/index.php?id=20290 Rick Aristotle Munarriz Wed, 31 Dec 1969 The U.S. House of Representatives' Subcommittee on Higher Education, Lifelong Learning, and Competitiveness met last Thursday to listen to recommendations on new policy options for postsecondary education. Recommendations specifically focused on ways to make college more accessible and more affordable. http://www.lawschoolloans.com/articles/index.php?id=20288 Wed, 31 Dec 1969 CBO releases budget options reportReport released on California community colleges and their affordabilitySupplemental funding to boost Missouri�s scholarship programsACE president to step downKentucky university to offer new grant program http://www.lawschoolloans.com/articles/index.php?id=20289 Wed, 31 Dec 1969 If you're in the market for a home this year, look beyond its four walls and directly at your neighbors. No, I'm not advocating spying (violating http://www.lawschoolloans.com/articles/index.php?id=20287 Elizabeth Brokamp Wed, 31 Dec 1969 The Congressional Budget Office (CBO) recently issued its biennial report of budget options to aid policymakers with making decisions on budgets, setting priorities, and dealing with altering circumstances. This report presents several options that may have positive and negative effects on higher education. The CBO examined topics such as Pell Grants, PLUS Loans, subsidized loans for graduate students, and tax credits for educational costs. http://www.lawschoolloans.com/articles/index.php?id=20285 Wed, 31 Dec 1969 Introduced by Representatives George Miller and Howard McKeon, the Pell Grant Equity Act (H.R. 990) has been approved by the U.S. House of Representatives. The act repeals a rule that limits Pell Grant aid for thousands of low-income students attending low-cost higher education institutions. The rule, which is referred to as �tuition sensitivity,� reduces annual maximum Pell Grant scholarships for eligible students based on their tuition costs. The bill, which will provide an immediate one-year fix, is scheduled to be made permanent when the Education and Labor Committee reauthorizes the Higher Education Act. The legislation will benefit 96,000 students during the 2007-2008 academic year and will increase the average Pell Grant by $108. http://www.lawschoolloans.com/articles/index.php?id=20286 Wed, 31 Dec 1969 While nearly every investor has heard of stock options, few are likely aware of their close cousins, restricted shares and stock appreciation rights. Even if investors have heard of them, fewer still probably understand how they work. http://www.lawschoolloans.com/articles/index.php?id=20284 Rich Duprey Wed, 31 Dec 1969 In one of her first public appearances as Speaker of the House, Nancy Pelosi addressed the growing issue of higher-education affordability by supporting Democratic reform. At Arizona State University, Pelosi praised recent House bills that will affect student loan interest rates. The Democrat from California also backed the Dream Act, a bill that would offer tuition assistance for those without legal residency. http://www.lawschoolloans.com/articles/index.php?id=20282 Wed, 31 Dec 1969 House speaker addresses gathering at ASUMissouri House Minority Leader backs out of MOHELA asset saleStanford to increase aid for students from middle-income familiesOregon governor pushes for more higher-education fundingTERI appoints senior vice president of business development http://www.lawschoolloans.com/articles/index.php?id=20283 Wed, 31 Dec 1969 A fellow parent recently posted the question, http://www.lawschoolloans.com/articles/index.php?id=20280 Elizabeth Brokamp Wed, 31 Dec 1969 There are many benefits to student loan consolidation. When a borrower consolidates student loans, he or she locks in the current, low interest rate, eliminating the need to worry about how interest rates will skyrocket in the future. http://www.lawschoolloans.com/articles/index.php?id=20281 Wed, 31 Dec 1969 The Student Aid Reward Act (known as STAR) made its debut nearly two years ago when it was introduced by Republican Representative Tom Petri and Democrat George Miller. At that time, the STAR Act did not reach voting status. During a recent news conference, STAR was reintroduced. http://www.lawschoolloans.com/articles/index.php?id=20278 Wed, 31 Dec 1969 Schumer and Snowe unhappy about abandoned tuition tax deductionPell Grant Equity Act introducedSenate approves Pell Grant increaseSTAR Act reintroducedMarch summit to address higher education commission's recommendations http://www.lawschoolloans.com/articles/index.php?id=20279 Wed, 31 Dec 1969 For some people, retirement is a long-awaited respite from a job they never liked. For others, it's the chance to do all those things they never seemed to have time for earlier in life. No matter what plans you have for your retirement, it's easy to think of it in very dramatic terms: One day you're working full-time, and the next you're retired, and not doing a thing. http://www.lawschoolloans.com/articles/index.php?id=20277 Wed, 31 Dec 1969 In his recent announcement of the 2008 Education Budget, Bush addressed an anticipated Pell Grant increase. The maximum Pell Grant will jump to $4,600 in the upcoming fiscal year and will increase to $5,400 by 2012. Bush will back this increase by allocating and reorganizing funds from other grant programs and tapping into bank profits. http://www.lawschoolloans.com/articles/index.php?id=20275 Wed, 31 Dec 1969 Student Loan Sunshine Act in the SenatePresident Bush's Pell Grant boostSenator Clinton reintroduces Student Borrower Bill of RightsGovernor Doyle announces $44-million increase in financial aidPHEAA board of directors has a new chairman http://www.lawschoolloans.com/articles/index.php?id=20276 Wed, 31 Dec 1969 Bank statements don't make for scintillating reading, but if you take a close look, you could find a few unpleasant surprises. Such was the case when I glanced at our last statement and discovered our bank was simultaneously charging us for banking with online bill payment and banking without it. How we could be doing both - and paying for it - was beyond me. But there the charges were, $9.95 and $5.95, respectively, leaking dollars out of our checking account. http://www.lawschoolloans.com/articles/index.php?id=20274 Elizabeth Brokamp Wed, 31 Dec 1969 A scholarship is probably the first kind of financial aid that comes to a student's mind when he or she contemplates trying to get free money for school. Competition for these privately funded, merit-based awards is fierce; still, most law schools report around half of all first-year law students receive some kind of scholarship. http://www.lawschoolloans.com/articles/index.php?id=20260 Wed, 31 Dec 1969 As the result of two 2003 Supreme Court cases, colleges and universities nationwide are now making minority scholarships and other programs available to everyone. While the cases, which involved the University of Michigan, did not outlaw race-specific programs, they did leave the law in an ambiguous state, causing officials to rethink many of their policies. http://www.lawschoolloans.com/articles/index.php?id=20261 Wed, 31 Dec 1969 With diversity in the workplace becoming an increasingly desirable goal, law firms are taking an active approach, offering minority scholarships to high school and law school students. http://www.lawschoolloans.com/articles/index.php?id=20262 Wed, 31 Dec 1969 As an undergraduate student thinking about law school, or a current law school student, you may sometimes feel like funding your education is an impossible task. http://www.lawschoolloans.com/articles/index.php?id=20265 Wed, 31 Dec 1969 More law school graduates are able to pursue careers in public service than ever before because of loan repayment assistance programs (LRAPs) at more than 50 law schools. The programs help students manage educational debts that can exceed $100,000 in exchange for public interest jobs. http://www.lawschoolloans.com/articles/index.php?id=20266 Wed, 31 Dec 1969 College hopefuls may have the opportunity to receive more funding if the Democratic plan to increase the maximum Pell Grant award is approved by both the House and the Senate in the upcoming weeks. http://www.lawschoolloans.com/articles/index.php?id=20263 Wed, 31 Dec 1969 The passage of the $463.5-billion spending bill by the House of Representatives will increase the maximum Pell Grant amount by $260. The bill, which was pushed through by the Democrats in order to complete the budget-approval process that began last year, will increase the maximum Pell Grant that a student can receive to $4,310--the first increase in direct federal aid in five years. The bill will now make its way to the Senate. To fund the Pell Grant budget increase, the Democrats have declared a one-year moratorium on earmarks--pet projects of members of Congress. Although the increase in the maximum Pell Grant amount seems meager when compared with the spiraling costs of college, it will provide some much-needed assistance to thousands of low-income students wanting to pursue higher education. http://www.lawschoolloans.com/articles/index.php?id=20264 Wed, 31 Dec 1969 When you are paying for law school, it is sometimes difficult to see the light at the end of the tunnel. Law school can be insanely expensive. However, did you know that some of your higher education expenses may help you reduce your federal income tax? The Internal Revenue Service allows tax savings for individuals and families who pay higher education costs. The benefits vary depending on your eligibility, but both deductions, which reduce the amount of income subject to tax before the tax is calculated, and tax credits, which reduce the amount of income tax dollar-for-dollar after the tax is calculated, are offered by the IRS. http://www.lawschoolloans.com/articles/index.php?id=20267 Wed, 31 Dec 1969 For graduates lugging around thousands of dollars in student debt, the prospect of financial freedom is enough to make them do just about anything, including volunteering their time for the good of others. By participating in volunteer loan forgiveness programs, students can have a portion of their debt forgiven after performing a designated amount of public service. http://www.lawschoolloans.com/articles/index.php?id=20268 Wed, 31 Dec 1969 Joining the military has its perks. In exchange for serving the country, personnel are given many options for financial assistance for education. To support higher education, the military has created financial aid programs such as the Montgomery G.I. Bill, the Tuition Assistance Program, the Student Loan Repayment Program, and ROTC scholarships. http://www.lawschoolloans.com/articles/index.php?id=20269 Wed, 31 Dec 1969 With the recent interest-rates increase for all federal student loans, law students and graduates need to know that there is a program that will let you reduce the new, higher rates by as much as 1.25 percent. The program, which gets quite a bit of press these days, is called student loan consolidation. It is very important for you to realize that there are two vastly different types of student loan consolidation programs: one for federal student loans and one for private student loans. An overview of each follows below. http://www.lawschoolloans.com/articles/index.php?id=20270 Wed, 31 Dec 1969 Under the legislation recently passed by Congress, interest rates on all federal student loans have risen. As of July 1, 2006, all new federal Stafford loans will be disbursed with a 6.8-percent interest rate, up from 4.7 percent the year before. Interest rates for student loans have not been this high for six years. http://www.lawschoolloans.com/articles/index.php?id=20271 Wed, 31 Dec 1969 Private loan consolidation, like private education loans, has nothing to do with the federal government. In reality, private consolidation loans are just another form of consumer lending such as credit cards. Because of this, private loan consolidations are different from federal loan consolidations. http://www.lawschoolloans.com/articles/index.php?id=20272 Wed, 31 Dec 1969 Do you ever think that you cannot afford consolidation? Do you ever think that you cannot consolidate because your loans are in deferment? If you do, then you are the victim of some widespread myths about consolidation. This article reveals the main misconceptions that many people have regarding consolidation, and it sets the record straight. http://www.lawschoolloans.com/articles/index.php?id=20273 Wed, 31 Dec 1969 Representative Tom Petri, who supported the passage of the recent student interest rate reduction bill, plans to reintroduce the Student Aid Reward (STAR) Act in February. In a press release on his website, Petri states that both the Congressional Budget Office and President Bush's Office of Management and Budget reported that the FFEL program costs taxpayers nearly three times as much as the federal Direct Loan program. He urges members of both parties to support the Student Aid Reward (STAR) Act when it is reintroduced. According to Petri, passage of the STAR Act would encourage higher education institutions to voluntarily participate in the more cost-efficient Direct Loan program and retain 3/4 ($10 billion) of the savings for increased Pell Grant aid for their students. He further states that the legislation could boost Pell Grants by up to $800 per student while allocating more than $3 billion in savings to finance deficit reduction--at no further cost to taxpayers. The bipartisan STAR Act was earlier introduced by Petri and Representative George Miller on March 17, 2005. http://www.lawschoolloans.com/articles/index.php?id=20258 Wed, 31 Dec 1969 Most folks know all about securing adequate insurance coverage for their cars, homes, and other personal property. After all, the tangible nature of these items is a reminder that someday they could be lost, stolen, or damaged, leaving you scrambling for a replacement. http://www.lawschoolloans.com/articles/index.php?id=20259 Elizabeth Brokamp Wed, 31 Dec 1969 Texas has made a big move to assist low-income families with achieving their higher education goals. Two major universities, the University of Texas at Dallas and the University of Texas at Arlington, have revealed a plan to award free tuition to in-state undergraduate students whose families' household incomes fall below $25,000 per year. http://www.lawschoolloans.com/articles/index.php?id=20257 Wed, 31 Dec 1969 With the real estate market cooling down and more folks staying put in their current homes, many homeowners are looking to put a lid on their property tax assessments. If you're in sticker shock over your recent assessment, here's a quick lesson in what to do about it. http://www.lawschoolloans.com/articles/index.php?id=20256 Elizabeth Brokamp Wed, 31 Dec 1969 Meet with your financial aid or guidance counselor to get a better understanding of the student loan process.Do not assume that you will not qualify for financial aid - there are many options available. (Some loans such as unsubsidized Stafford Loans and PLUS Loans are granted regardless of need.) http://www.lawschoolloans.com/articles/index.php?id=20255 Brooke Heath Wed, 31 Dec 1969 Central State University is one of Ohio's historic colleges playing a prominent role in the black community. However, in a recent press statement, the university's president admitted to needing an additional $33 million in funds from the state in order to remain the Buckeye State's single public black college. http://www.lawschoolloans.com/articles/index.php?id=20253 Wed, 31 Dec 1969 House passes College Student Relief Act of 2007Senator Kennedy moves to make student debt more manageableFinancial aid administrators propose aid programPublic college fee hike proposed by California governorCentral State University needs $33 million for aid plan http://www.lawschoolloans.com/articles/index.php?id=20254 Wed, 31 Dec 1969 On a recent Friday my husband surprised me by coming home early - and he caught me in the middle of some illicit computer activity. No, it's not what you think; I was actually looking at our state's prepaid tuition program. http://www.lawschoolloans.com/articles/index.php?id=20252 Elizabeth Brokamp Wed, 31 Dec 1969 For public university students in California, fees for higher education may be rising again. The increased fees are a result of a recent budget proposal by Governor of California Arnold Schwarzenegger and an extended agreement reached by the governor and California's two university systems, the University of California system and the California State University system. http://www.lawschoolloans.com/articles/index.php?id=20250 Wed, 31 Dec 1969 Miller calls for review of student aid systemStudent Aid Alliance requests funding increaseCutting interest rates on Stafford Loans would help millions of working- and middle-class studentsSenator Kennedy and Representative Miller speak on college affordabilityUniversity of Louisville launches program to help low-income students http://www.lawschoolloans.com/articles/index.php?id=20251 Wed, 31 Dec 1969 Did the holidays feel like one long competition for your money? From gifts for family and friends, Secret Santa games, Salvation Army bell-ringers, and the checkout folks at every store asking, http://www.lawschoolloans.com/articles/index.php?id=20249 Elizabeth Brokamp Wed, 31 Dec 1969 The most recent midterm elections shifted Congressional power to the Democrats, and since this shift, there has been much focus on the cost of higher education. The Democratic Party's strategy is to move quickly and begin implementing its agenda during the first 100 hours of the 110th Congress. It's expected that within the first week, Democrats will propose the College Student Relief Act of 2007. http://www.lawschoolloans.com/articles/index.php?id=20247 Wed, 31 Dec 1969 The College Student Relief Act of 20072007 appropriations bill awaiting passage of continuing resolutionPHEAA set to appeal court rulingProgram to offer $40,000 in grants to New YorkersISAC opens bidding for 15% of its loan portfolio http://www.lawschoolloans.com/articles/index.php?id=20248 Wed, 31 Dec 1969 If saving money is at the top of your list of New Year's resolutions for 2007, then you'll want to get on the phone with your auto insurance company. You may be in for a treat in the form of a discount, whether it's because of your age, your exemplary behavior, or the type of car you drive. http://www.lawschoolloans.com/articles/index.php?id=20246 Elizabeth Brokamp Wed, 31 Dec 1969 Escalating tuition is a major factor negatively affecting the enrollment of higher education. As a result, many politicians and education spokespersons are pushing the issue of college affordability to the forefront of their agendas. Recently, Governor Christine Gregoire proposed another way to financially assist prospective college students. http://www.lawschoolloans.com/articles/index.php?id=20244 EMILY ZABORNIAK Wed, 31 Dec 1969 Commission on American workforce skills reestablishedFGMG to help thousands of first-generation college studentsSpellings to hold summit in the third week of MarchGovernor's Business Council of Texas proposes changes to higher education system http://www.lawschoolloans.com/articles/index.php?id=20245 Wed, 31 Dec 1969 It's time to think about your resolutions for the New Year, but thinking about them is just the first step. After that comes doing them, something we can all acknowledge is a wee bit harder. Our excuses for inaction include fatigue, conflicting priorities, forgetfulness, or most often, that there's simply http://www.lawschoolloans.com/articles/index.php?id=20243 Elizabeth Brokamp Wed, 31 Dec 1969 Spellings forms negotiated rulemaking committeeGregoire proposes freezing tuition rates at two-year colleges10.7% endowment investment return for higher education institutions in 2006Dunne releases Cabinet paper on student loan billMOHELA launches loan forgiveness program http://www.lawschoolloans.com/articles/index.php?id=20242 Wed, 31 Dec 1969 On December 19, the Missouri Higher Education Loan Authority (MOHELA) announced a new program that will motivate many prospective engineering students to pursue their dreams of higher education. Next academic year, engineering students will be able to receive loan forgiveness on common Stafford Loans, courtesy of the Missouri college loan agency. http://www.lawschoolloans.com/articles/index.php?id=20241 EMILY ZABORNIAK Wed, 31 Dec 1969 It seems that tipping for Christmas isn't just a New York phenomenon - some exotic ritual performed by big spenders in the land of doormen, taxis, and Broadway. Tipping is a show of appreciation for the people who make your life easier in big and small ways. Those people are not your friends exactly, but they're more intimate than mere acquaintances (they've folded your underwear or massaged your scalp, for example). Yes, you can resort to gift cards or the ever-dreaded fruitcake, but they're often expecting a tip instead. http://www.lawschoolloans.com/articles/index.php?id=20240 Elizabeth Brokamp Wed, 31 Dec 1969 Miller speaks on college costsSpellings names under secretaryEducation and Workforce Committee members appointedIndiana University, Bloomington, to assist Pell Grant recipientsNew financial aid director at Mississippi University for Women http://www.lawschoolloans.com/articles/index.php?id=20239 Wed, 31 Dec 1969 As announced in a press release earlier this month, first-generation college students in Florida have received a gift that will "keep on giving" for years and years. Helios, a nonprofit organization, donated $10 million in the form of endowment gifts to the Board of Governors Foundation of the State University System and the Foundation for Florida's Community Colleges. http://www.lawschoolloans.com/articles/index.php?id=20238 EMILY ZABORNIAK Wed, 31 Dec 1969 Uncertain what to get your child's teacher, the mailman, or your exercise partner? More and more of us are reaching for gift cards. Attractive because they allow the recipient to pick exactly what they want, gift cards come in all colors, varieties, and denominations. They also come with more restrictions than you may realize. http://www.lawschoolloans.com/articles/index.php?id=20237 Elizabeth Brokamp Wed, 31 Dec 1969 Widespread anticipation started building up for the implementation of Senator Edward Kennedy's (D-MA) Student Loan Sunshine Act after its recently drafted proposal and outline began to circulate in the higher education community. This past week, there was much expectation that the Act would be introduced to Congress. However, Kennedy's office did not make any announcements concerning the student loan program reform plan. Presently, there is no speculation as to what caused the inaction, and there is no estimate as to when the bill will make its debut. http://www.lawschoolloans.com/articles/index.php?id=20235 Emily Zaborniak Wed, 31 Dec 1969 Department of Education issues "Dear Colleague Letter" addressing LCV noncomplianceMcKeon reassures lenders at CBA conferenceHigher education in the U.S. not keeping pace internationallySpellings addresses FSA conference attendees in Las VegasGW appoints 16th president http://www.lawschoolloans.com/articles/index.php?id=20236 Wed, 31 Dec 1969 For many people, the season of giving is also the season of guilt. It's a miserable feeling to be shopping for holiday gifts with a credit card that already has a big balance hanging over your head. It's a helpless feeling of drowning, with the shore nowhere in sight. One good way to start shedding that feeling is to take control - of your finances and that nagging, costly debt. It will sting a little, but, like the dentist says, you'll feel much better when it's finished. http://www.lawschoolloans.com/articles/index.php?id=20234 Mary Dalrymple Wed, 31 Dec 1969 It is a pattern that is developing nationwide: potential college students are discouraged from pursuing their dreams of higher education because of a daunting lack of affordability. As the government and colleges work to make more funds available, the problem of keeping students informed about financial aid also needs to be addressed. Students might not fold under the pressure of finding ways to afford college if they know where to locate assistance. To have the greatest effect, this task needs to be addressed at government, state, individual institution, and local levels. One event designed to disseminate financial aid information is the annual Massachusetts College Goal Sunday. Presently, the campaign is gearing up for its 2007 event. In a recent press release, organizers discussed the extent of the problem-and the hard work ahead-by relaying their 2006 findings. http://www.lawschoolloans.com/articles/index.php?id=20232 Emily Zaborniak Wed, 31 Dec 1969 UC Board of Regents' budget awaits approval by state government Negotiated rulemaking ready to roll GAO recommends revamping of educational system Financial aid information unavailable to many students and parents ASU Advantage program to raise income-based eligibility requirement http://www.lawschoolloans.com/articles/index.php?id=20233 Wed, 31 Dec 1969 This year, as in years past, I will shop almost exclusively online for holiday gifts. I love the convenience, the fact that I don't have to take along my toddler (except for rides in our swiveling office chair), and the ease of using comparison shopping sites like Froogle to bargain-hunt.The one thing I despise about shopping online is the shipping fees, and I'm not alone. According to a study conducted by Jupiter Research a few years ago, high shipping fees were the No. 1 reason customers abandoned their online shopping carts. Consumers resent the feeling of being blindsided by excessive shipping charges, often not revealed until the last step of the online shopping process. http://www.lawschoolloans.com/articles/index.php?id=20231 By Elizabeth Brokamp Wed, 31 Dec 1969 From December 12th through 14th, discussing issues related to and determining regulations for student financial aid will be priorities at the negotiated rulemaking meetings to be held at the Marriott Crystal Gateway hotel in Arlington, VA. Negotiated rulemaking is a process that allows representatives from different groups to meet with a federal agency to discuss the texts of proposed rules. The objective of such gatherings is to reach agreements on regulations by consensus, rather than majority vote. If a consensus is achieved, the group's decision is used to establish a rule. If it is not achieved, the federal agency's normal rulemaking activities continue. http://www.lawschoolloans.com/articles/index.php?id=20229 Emily Zaborniak Wed, 31 Dec 1969 http://www.lawschoolloans.com/articles/index.php?id=20230 Wed, 31 Dec 1969 The average consumer will spend a tidy sum this season - anywhere from $800 to $1,125 - to win the affections of their loved ones and keep the economy chugging along. http://www.lawschoolloans.com/articles/index.php?id=20228 By Dayana Yochim Wed, 31 Dec 1969 The Pennsylvania Higher Education Assistance Authority, or PHEAA, boasts nearly 60 billion dollars in assets, making it one of the nation's largest student loan agencies. With such a remarkably strong presence, the organization inevitably garners public attention. However, recently, this attention has led to scrutiny. PHEAA has been accused and found guilty of withholding information about its spending on retreats for board members, as well as other suspicious financial records. In a five to two ruling, the organization was found in violation of Pennsylvania's Right-to-Know Law. As a result, the Commonwealth Court panel ordered PHEAA to disclose various documents and pay a portion of the legal fees incurred by the media organizations whose reporters originally sought out the documents. http://www.lawschoolloans.com/articles/index.php?id=20226 Emily Zaborniak Wed, 31 Dec 1969 New Democrats make student aid a priorityStudent Privacy Protection Act of 2006 proposedStudent loan defaults on the declineUHEAA names new executive directorNCCU raises tuitionRMASFAA Honors Shoemaker http://www.lawschoolloans.com/articles/index.php?id=20227 Wed, 31 Dec 1969 Americans spent more than $200 billion on home repair/remodel projects in 2005 and have shown few signs of slowing up in 2006, which means that there are a whole lot of very happy contractors out there, bank accounts bulging. But their happiness doesn't necessarily equate with the homeowner's. Homeowners often complain of projects that cost more than estimated, delays, low-quality workmanship, miscommunications, and http://www.lawschoolloans.com/articles/index.php?id=20225 By Elizabeth Brokamp Wed, 31 Dec 1969 The results are in. The country has spoken. And, no matter what party you belong to, it's undeniable that change is in the air. The Democratic takeover after the recent elections may lead to a considerably different agenda than the one slated to develop under current Education and the Workforce Committee Chairman Howard http://www.lawschoolloans.com/articles/index.php?id=20223 Emily Zaborniak Wed, 31 Dec 1969 FSA publishes final regulations Spellings hopeful about achieving 2014 No Child Left Behind Act goalSenators seek Pell Grant increaseIU plans to provide nearly $10 million in financial aidMOHELA board names new membersSurvey shows preference for financial aid administratorsRMASFAA honors Shoemaker http://www.lawschoolloans.com/articles/index.php?id=20224 Wed, 31 Dec 1969 No one likes giving up control over personal affairs. When it comes to finances, people are doubly cautious about turning over the reins to someone else - and rightly so, given the number of con artists and financial scams going around. So before you accept the idea of letting an outsider handle your finances, you want to know exactly what to expect. http://www.lawschoolloans.com/articles/index.php?id=20222 Dan Caplinger (TMF Galagan) Wed, 31 Dec 1969 An http://www.lawschoolloans.com/articles/index.php?id=20220 Emily Zaborniak Wed, 31 Dec 1969 FSA publishes final regulationsKaren Luebbert resigns from MOHELA boardSurvey reports rise in minority enrollmentCBA conference on student lendingStanford University plans aid for international studentsASA names regional accounts executive http://www.lawschoolloans.com/articles/index.php?id=20221 Wed, 31 Dec 1969 A perennial topic in personal finance circles is the inability of American consumers to manage their credit cards. Too many of us assume that we're doing just fine as long as we're making that minimum payment each month. In fact, we are doing just fine - fine for the credit card companies. http://www.lawschoolloans.com/articles/index.php?id=20219 Robert Sheard Wed, 31 Dec 1969 There are few ways around it; law school is expensive. For many graduates, future, expendable salaries will help cover the student loan debt that amounts during their years of study; however, some law professionals who decide on public interest positions forfeit the lucrative wages of a private sector career. As a result, they have difficulty managing the costly, monthly payments that are expected when the bills arrive. http://www.lawschoolloans.com/articles/index.php?id=20217 EMILY ZABORNIAK Wed, 31 Dec 1969 Spellings: colleges need to be more accountableAdvanced degrees equal higher salariesBoalt adopts loan forgiveness plan for needy studentsTuition fee increases slow; federal aid still fails to keep pacePHEAA's new office in Cumberland County http://www.lawschoolloans.com/articles/index.php?id=20218 EMILY ZABORNIAK Wed, 31 Dec 1969 I'll let you in on a little secret: I hate organizing. I think it's boring and it merely reminds me of the multitude of ways in which I fail at running Me, Inc. And yet I'm writing about it. Why? Because although I don't much like doing it, when I do manage to get organized, I find I have more time, save more money, and there's much less unpleasantness at home and work. http://www.lawschoolloans.com/articles/index.php?id=20216 Elizabeth Brokamp Wed, 31 Dec 1969 When college begins, students are not the only ones who may find themselves overwhelmed. According to a recent survey conducted by AllianceBernstein Investments, more and more parents are realizing they have miscalculated the costs of higher education. AllianceBernstein's report, "Failing Grades? American Families and Their College Saving Efforts," reveals that parents' intentions to provide financial support do not correspond with their fiscal realities. One major misstep many parents make is overestimating the amount of assistance students will receive from financial aid, such as scholarships, grant money, and loans. http://www.lawschoolloans.com/articles/index.php?id=20214 Emily Zaborniak Wed, 31 Dec 1969 Spellings speaks on global competition and innovationProposal to change eligibility requirements for need-based state grantsSchwarzenegger vetoes aid bill for illegal immigrants1% tuition hike in PennsylvaniaUNC adopts Bowles' cap on tuition raises http://www.lawschoolloans.com/articles/index.php?id=20215 Wed, 31 Dec 1969 If you talk to my six-year-old son for more than a minute, you're likely to find out three things: 1) he loves all things Star Wars, 2) his dad sometimes sleeps naked (this is apparently hilarious party conversation for a kindergartener), and 3) he desperately wants a dog.Thanks to our quarterly pest control service and allergies, we don't currently have any non-human creatures liv