Law School Loans

Law School Tuition Loans
Government Relations
School Partnership Program
My Account
About us
  Student Loan Consolidation Exclusively for Attorneys and Law Students
Understanding and Maintaining Your Good Credit

What is a credit score? What actions help or hurt my credit? How can I improve or maintain my credit score? It's all very confusing to the average borrower, but such information is essential knowledge if you want to make smarter financial decisions. This article will help you make sense of it all so that you can get-and maintain-a good credit score.

Download PDF Tell Others
View Comments Post a Comment
We've all been there. While browsing through your favorite store, you see something you really like. Maybe it's on sale. You really can't afford it, but how can you pass it up? You may not get another chance to buy it at this price again. You've got the answer. You'll charge it! After all, that's what your credit card is for; right?

Decisions like this may affect your credit rating. Your credit history determines your eligibility for most private loans, including private student loans. How do you maintain and protect a good credit score? If your credit maybe isn't so great, how do you repair it? These questions are answered below.

If you have ever had a student loan, a credit card, or any type of consumer loan, you have a credit history. Your credit history is comprised of your past payments to your lenders and demonstrates your willingness to repay future debt. Your credit history is examined by lenders considering giving you a loan to help them determine whether or not you are a good credit risk. Lenders look at your credit history to figure out how likely you are to repay any new loans they may issue you.

Your credit history is summarized on your credit report. There are three national credit bureaus: Equifax, TransUnion, and Experian. These agencies compile information on the types of debts you have, payment performance, current balances, unused credit, and credit inquiries. Any time you apply for credit or a consumer loan, an inquiry may appear on your credit report to show that you had attempted to obtain some type of debt. If you file for bankruptcy, this may negatively affect your credit for ten years, although most information remains on your credit report for seven years. Your credit report summarizes your individual accounts and your borrower behavior.

When potential lenders look at your credit report, they may not analyze the types of accounts and your financial circumstances. They may simply look at your credit score, or FICO, to determine how likely you are to repay. Credit scores may range from 0 to 850. Your credit score is influenced by the amount of your total debt, how promptly you have made your payments, the number of credit accounts you have open, the balances on those accounts, and the age of those accounts. Negative factors, such as defaults, foreclosures, collections, and bankruptcies, will lower your credit score. Making payments on time, keeping credit card balances low, and opening accounts only when necessary will help to maintain your credit score. Items such as race, age, sex, and salary do not affect your credit score. Although lenders vary in their credit criteria, you are generally not considered to be a bad credit risk if your score is greater than 700.

It is a good idea to obtain a free copy of your credit report annually. This will help you recognize any errors and allow you to correct negative information. Once you know what your score is, you will be able to take action to maintain or repair your credit history.

In order to have the highest possible credit score, you should do the following:
  1. Make all payments promptly
  2. Limit your credit card spending
  3. Pay at least your minimum monthly payment on your credit card balances
  4. Do not allow your credit card balances to be more than one-third of your available credit amount
  5. Do not open more credit accounts than you really need
  6. Keep your spending within your budget
  7. Avoid closing old accounts and opening new ones
Following these tips will also help you rebuild good credit. Because credit information follows you for several years, it takes time to reestablish good credit. It is important to be patient and diligent in your efforts. Remember that every on-time payment you make will impact your credit history positively.

Also, be aware of your spending habits. Set up a personal budget showing your monthly income and expenses. Allocate some funds for unplanned needs, entertainment, repairs, etc. Then, stick to your budget and do not allow yourself to overspend or open accounts that you will not be able to repay. If you can't make the payment, then don't take on the debt. You should also avoid using your credit cards to make purchases you really can't afford. Even though your credit cards provide an easy way to pay, keep in mind that you are increasing your debt with every swipe. Is the possibility of negatively affecting your credit score now worth the risk of not being able to make a substantial purchase in the future? This is a question you must ask yourself before making decisions that may have serious consequences and jeopardize your financial position.

Your credit rating has a huge impact on your financial options. Having good credit will help you purchase a home, buy a car, obtain credit cards, and possibly finance your education. Although your credit history is not the only factor lenders will analyze, your credit score is something you will forever be judged by. Understanding the factors that affect your credit early, and knowing how to maintain and improve your credit score, will prove to be invaluable throughout your life. Commit now to properly managing your credit and taking the steps necessary to successfully meeting your financial goals in the future.

 


Article Title : Understanding and Maintaining Your Good Credit
Comment not found for this article.
Comment
 


Share this story:

  • BlinkList
  • blogmarks
  • del.icio.us
  • Digg
  • Facebook
  • Google
  • Sphinn
  • MySpace
  • NewsVine
  • Simpy
  • StumbleUpon
  • Technorati
  • E-mail this story to a friend!
  • Print this article!

  • Faves
  • Furl
  • Netvouz
  • Slashdot
  • Spurl
  • Yahoo! Buzz
+ Consolidate Your Private or Federal Student Loans Now! (Save Thousands!!)
Up-to-date information is outdated information.
Get it up-to-the-minute from Law School Loans.

At Law School Loans, America's top law school lender, we employ some of the best financial advisers and finance journalists in the student lending industry. Be sure you're getting the most accurate data from the most trusted source, and stay up-to-the-minute on your own student loans!

Just use the RSS feed below and add this to any of the channels you use to receive blogs, podcasts, and other syndicated material.

Click here to sign up for our weekly Newswire now!


Your Name: Your E-mail Address:

We respect your privacy.
Friend's name: E-mail address:
Include a Message:
+ Privacy Policy

Kennedy Introduces Legislation That Would Alter Federal Financial Aid

The Legal Career Resources column is presented by LawCrossing, America's leading legal job search site dedicated to getting jobs for legal professionals. The Legal Career Resources column is presented by LawCrossing, America's leading legal job search site dedicated to getting jobs for legal professionals.

On April 3 Senator Edward M. Kennedy (D-MA) introduced legislation that would make sweeping changes to federal financial aid. The bill, given the short name ''Strengthening Student Aid for All Act,'' is intended to ensure students have sufficient access to financial aid, in the forms of both grants and loans.

read more

Free Ebook With All Registrations
My private loans had a 11.5% interest rate and I had called EdFed to see what they can do for me. The loan officer that I was working with started an application for me and ran my credit to see what my interest rate would be and its actually 8.6% I was so excited I faxed them my application that same day. Thank you for your help.
- Kathryn B.  Atlanta, GA
5 Most Dangerous Trends of Student Loan Companies
Your Federal Benefits Law School Loans Guarantees Your Borrower Benefits

If you are still in-school, you may reserve your consolidation for graduation with Law School Loans. By signing and returning your application now, you will be guaranteed the current low rates on your consolidation, and you will not have to think about your consolidation again until you enter repayment.

Law School Loans' products private loans are offered for a student's private education solution. We offer flexible terms, competitive rates, simplified procedures, and a prompt pre-approval credit decision.
Newswire

Important interest rate changes, valuable new programs, and everything you need to know about your loans and repayment... sign up for breaking news updates from Law School Loans!
Email:

+ most recent newsletter
+ newswire archives
A few minutes on the phone or online could save you $600 a month or more on your student loan payments.
or
Call (800) 659-8344
-CLICK HERE- to request an appointment with one of our expert loan counselors.
Benefits of Federal Loan Consolidation with Law School Loans
Additional Information:
Repayment Options
Frequently Asked Questions
Retain Your Government Benefits
Why the Government Wants to Help You
About Us
Press Room
Glossary of Terms
What Will You Do With All The Extra Money Law School Loans Saves You???
Advice from Law School Loans:
Planning for Law School
Kennedy Introduces Legislation That Would Alter Federal Financial Aid

New Trend in Education Finance Counseling Programs

No Threat to Federal Student Loan Availability

Harvard Law School to Waive Tuition for 3Ls

Pennsylvania State University Switches to Direct Loan Program

Congress Urges Secretary of Education to Take FFELP Loan Action

ABA Releases Report on Law School Enrollment

Legislation Could Simplify Financial Aid Application Process

New Jersey Loan Guarantor and Attorney General Reach Settlement

Higher Education Act Renewed

Major Lender Exits FFEL Program

Investigations into Study-Abroad Programs

No Comprehensive Analysis of Cuts to FFEL Program, Secretary Says

Don't Look for Monsters

IRS Reminds Students of ''Tax-Advantaged Education Expenses''

Bush to Sign Conference Agreement

Borrowers Must Hurry to Receive Savings Before the October 1 Deadline!

California Students Get Relief, 2007-2008 State Budget Passed

Southern Illinois University President Accused of Plagiarism

Study Finds More Preparation Needed for Transition from High School to College

Wisconsin Students Awaiting Approval of WHEG Funding

Spellings announces $12 million in grants for tribally controlled schools

Four employees of Crown College under fire

Spellings Urges Colleges and Lenders to Comply with New Loan Rules

A New College Education Plan

Senator Herb Kohl introduces bill to help students remain out of debt

Study says academic tracking a major barrier to college attendance

Ithaka Advocates Online Publishing by Universities

Schools to Boycott U.S. News & World Report Survey

President Bush Threatens to Veto Appropriations Bill for Departments of Education, Labor, and Health and Human Services

Colleges to Start Policing Students Who Download Music

Virginia launches six-year plan to align K-12 standards with university-level education

Michigan tuition hike is daunting

College Admissions Are Still Beyond the Reach of the Economically Underprivileged

NASFAA Members Respond to Code of Conduct

New Hampshire University System Approves Tuition and Aid Increase

Free Tuition for Massachusetts Students: A Curse or a Blessing?

The Focus is Now on College Performance

U.S. Energy Department Going Greener

Senators Urge Spellings to Refrain from Imposing New Accreditation Regulations

Virginia’s James Madison University Approves Its Biggest Budget Yet

Massachussets Governor Proposes Free Attendance to Community Colleges

Federal Agents Raid Florida-Based Student Loan Company

Legislation Proposed in Illinois to Allow Illegal Immigrants to Receive Student Loans

House Votes in Favor of Student Loan Sunshine Act

New York Attorney General Investigates Relationships with Alumni Associations

Senator Kennedy Questions Collection Tactics

The ACLU Appeals Verdict in Its Case Against the Higher Education Act

Arizona Graduate Student Loan Debt Reaches an All-Time High

Minnesota Senate Introduces Bill to Improve Students' Spending Habits

Bill Introduced to Legislature to Increase the Length of Deferment for Medical and Dental Students

House Approves Bill Allowing Maryland Residents to Qualify for In-State Tuition Regardless of Citizenship Status

Education Finance Partners Plans to Defend Itself in Lawsuit Filed by New York Attorney General

New York Attorney General Discovers Dishonest Alliances between Schools and Student Loan Companies

Experts Advise House of Representatives Subcommittee on Higher-Education Policies

CBO Issues Report That May Affect Higher Education

Pelosi Speaks at ASU

The STAR Act Revisited

President Bush Delivers Education Budget

Democrats Push for Pell Grant Increase

Texas Universities Make Big Moves

Historic College in Financial Jeopardy

Smaller Budgets, Larger College Fees

College Student Relief Act of 2007

Efforts to Inform Students of Financial Aid

Plans for Negotiated Rulemaking

The Issue of Integrity

New Loan Forgiveness Program

Fraud at Barton

Third Extension for the HEA

Ivy League Increases Aid For Low-Income Students

Fighting The Rising Cost Of Higher Education

Terror Suspects Sought Through Financial Aid Records

High Cost Of Living + High Cost Of Tuition = High Student Debt? Maybe Not

In-State Tuition For Illegal Immigrants Under Debate

Oops! Mistake Causes Dozens Of Students To Lose Grants

College Student Debt Traps

Dept. Of Education Moves Quickly

NCSL Anticipates Increased Funding

Expansion Of UM's M-PACT Plan

Bill Affects College-Savings Plans

Annual HEA Review Raised At Meeting

Commission Releases Revised Report

HEA Extension Passed

ED Commission Releases Draft

DOE Responds To Petition

FAFSA Benefits Student Savers

Single-Holder Rule - Gone!

Finaid Fairs Raise Awareness

Aid For Undocumented Students

Drug Rule Challenged in House

What Law Schools Look For

Taking the LSAT

Law School—An Investment in Yourself

Thinking About Going Back to School?

News and Current Events
Loan Repayment Assistance Program at NYU School of Law Improved

Record Number of Applications Received by Charleston School of Law

New Program Helps Ninth Graders

Law Admissions: Random?

NYU Raked in More than $43 Million Last Year

Administrators at Kentucky Law School Resign in Light of Financial Troubles

UCLA Law Will Receive $1.5 Million

UCLA Gets Center on Climate Change

Law Librarians Get Grant

One-Year Challenge from Law School Alumnus

Federal Customs House to Be Renovated into Memphis Law School

College Gets Early Gift

Law School Workshops Pay Off

DU Law School Clinic Files Lawsuit

Harris Beach Attorneys to Provide Law Scholarships for Minority Students

New Program VP Chosen by UC Regents

Scholarship time

California fires close down law schools

Minnesota law schools in search of deans

New Hampshire congressman opposes financial aid bill

Arkansas governor announces need-based grant program

Federal student loan organizations call for revision of student loan reconciliation bills

U.S. News & World Report meets with controversy

Senate confirms Diane Auer Jones as assistant secretary for postsecondary education

Private Student Loan Transparencies and Improvement Act

Report reveals 76% of full-time undergraduates receive federal aid

Texas' ''B On Time'' loan program falls short of funding

Eastern Michigan University raises tuition

House passes College Cost Reduction Act

Key amendments to College Cost Reduction Act submitted

UNC implements stricter financial aid rules

Higher Education Act reauthorization bill would increase financial aid

New bill seeks to amend Higher Education Act

Cuomo, lenders testify before U.S. lawmakers

Spitzer signs student loan reform into law

Cuomo boasts that two more schools have agreed to abide by his code of conduct

Senator Edwards announces College Opportunity Agenda

NY adopts student loan corruption-reduction legislation

Miller asks White House and Education Department for details on student programs

Cuomo testifies regarding investigations, criticizes Department of Education

Spellings suspends access to student loan database for lenders

University of Louisville tuition to increase again

New York Attorney General announces settlement of loan charges

Support for restoration of Perkins Student Loan Program funding grows stronger

New bill may simplify the FAFSA

Senators urge Budget Committee to increase the Pell Grant

CBO releases budget options report

House passes Pell Grant Equity Act

House speaker addresses gathering at ASU

Schumer and Snowe unhappy about abandoned tuition tax deduction

Student Loan Sunshine Act in the Senate

Pell Grant amount set to increase after five years of stagnation

Rep. Tom Petri plans to reintroduce STAR Act

House passes College Student Relief Act of 2007

Miller calls for review of student aid system

The College Student Relief Act of 2007

Commission on American workforce skills reestablished

Spellings forms negotiated rulemaking committee

Miller speaks on college costs

Department of Education issues “Dear Colleague Letter” addressing LCV noncompliance

UC Board of Regents' budget awaits approval by state government

"Rethinking Student Aid Study Group" to study federal financial aid

New Democrats make student aid a priority

FSA publishes final regulations
Spellings hopeful about achieving 2014 No Child Left Behind Act goal


FSA publishes final regulations

Spellings: colleges need to be more accountable

Spellings speaks on global competition and innovation

Flink to chair advisory committee on student finances

HEA extender bill signed into law

Commission Submits Final Report

Concerned senators write letter to Spellings

Report Card on Higher Education released

Nodler contemplates formula to finance higher education

Security Breach: ED site exposes private information

NBER reports on diminishing financial aid

Act Supports Technical Education

MAP Plus To Help Middle-Class

$800,000 in federal loan fraud

MI Tuition Up

Experts Converse On College Cost

Congress Cuts Out Early

Ethics Law Harms Students

Mass. Brain Drain?

Group Salutes Finaid Stars

"Best Practices" for New Act

Personal Info for Over 1 Million Student Loan Borrowers Lost

Federal Grants To Increase?

IU Makes Up Gap In State Aid

College Debt Crushes Grads

Career Ed. Corp. Struggles

Loan-Sale Plan Flops in MO

Will students be 'able' to choose?

Department of Education Issues Help for Aid Administrators

Bush Commission Causes Concern

White Students Seeing More Aid

Immigrants Fight for Right to Higher Ed

FIVE THOUSAND FOR GRADS IN PUBLIC SERVICE

Bill helps HEA escape Congress reauthorizing move

Paying for Law School
Lawsuit Probes College's Study-Abroad Program Billing Practices

Law School Boasts about Faculty to Be Scrutinized

MHESLA Discontinues Loan Program

Endowments of Some Colleges Questioned

Student Loan Programs Scaled Back, Some Terminated

Yale Expands Aid to Students

Tips to Handle Your Student Loans from Start to Finish

The College Cost Reduction Act of 2007

Cuomo bulldozer still at the job

New Deferment Policy to Benefit Law Students with Graduate PLUS Loans

50 Student Loan Tips

Proposed Tuition Freeze

MOHELA to Offer Loan Forgiveness

Non-Profit Donates to Florida Students

Still Waiting for the Sunshine Act

PHEAA Ordered to Publish Records

Recent Elections May Affect Higher Education

Parents Unprepared for College Costs

FSA Conference Coming

Pre-Paid Plan Expected To Gain In Popularity

Commission Finalizes Report

Kennedy Wants Loopholes In Student Lending Closed

Credit Card Jokes

DLC Releases

Kennedy Counsels Bush Commission

NCES Releases 'Dealing With Debt'

Dems Report On

Full Rides For Low-Income Students At UR

FL Boosts Need-Based Aid, Minority Enrollment

Debt-Free Education

Changes to Loan Repayment

Two Lawmakers 'Reverse The Raid'

More aid for non-minorities

Spirit of Forgiveness

OPINION on Student Aid Reform

Financial Aid Favors Diversity

Saving for Law School

Financial Aid Options

Tax Benefits on Education Expenses

Searching for Funding

Federal Student Loans vs. Private Student Loans

Private Loans for Every Situation

LSL -- Applications without Aggravation

Loan Consolidation
Continuing Trouble for Student Lenders

Student Loan Industry Forecast for 2008

Consolidate with Experts!

Consolidate with the Best! Consolidate with Law School Loans!

Top Law Schools for 2008

Top Law Schools for 2008

Consolidation: The Next Step after Graduation

Reserve Your Law School Loans Federal Consolidation!

Benefits of Consolidation

Law School Scholarships

White Students Seeing More Financial Aid

Firms Promote Diversity through Scholarships

Federal Financial Aid

LRAPs Make Career in Public Interest Law Possible

Tax Benefits

Loan Forgiveness for Public Service Volunteers

Military Benefits for Students and Graduates

Consolidation

Federal Student Loan Consolidation

Private Student Loan Consolidation

Consolidation Myths

Benefits of Consolidation

Sallie mae sparks student protests

Loan Consolidation Savings Charts

Why Lower Monthly Payments Can Benefit You in the Long Run

Consolidating Debt

Got A Great Job? You Should Still Consolidate!

Thinking of Bankruptcy? Consolidation Can Ease Your Debt

How to Thoroughly Research Your Consolidation Options

How Consolidation Can Ease the Social Stigma of Debt

The Benefits of Federal Loan Consolidation

Federal Loan Consolidation: Too Good to be True?

Frequently Asked Questions

LSL Savings

This Week's New Articles
Sallie Mae Hit with Two Lawsuits Claiming Racial Discrimination

Managing Your Loans and Finances
Cuomo Targets Johns Hopkins University

New Legislation Introduced to Forgive Private Student Loans upon Bankruptcy

Habits for Financial Success

What Expenditures Could You Put Off in Order to Pay Down Your Loan?

Fixed Rates vs. Variable Rates: A Beginner’s Course

Become Debt Free in Five Years

Protecting Your Personal Information

All About Repayment

Record Keeping: How being organized can help achieve your goals

Planning for Successful Repayment

Work on Your Financial Willpower

Understanding and Maintaining Your Good Credit

Determine How Much You Should Borrow

Legal Staff Profile
Law School Loans? Top Graduate School Profiles: Stanford Law School

Law School Loans’ Top Graduate School Profiles: Yale University

Personal Finance
Easy Ways to Control Holiday Spending

Gift-Card Gotchas

Profit from Holiday Credit

Is Your Portfolio Safe?

4 Ways to Retire Sooner

Making Sense of Financial Credentials

Start Getting Rich Now

Get Your Withholding Right

The Cost of Going Organic

A Jumbo Opportunity

The SEC May Shut You Up

7 Signs of Financial Peril

Do not Be Afraid of Bankruptcy

Financial Disasters Big and Small

The Right Stocks for Retirement

Don't Pay Twice for Advice

Invest Early and Often

What to Do While the Market Tanks

What to Do After You Die

5 Easy Ways to Save on Taxes

Why You'll Have a Worry-Free Retirement

What to Do When You Lose Your Wallet

Fresh Ideas for New Investors

Spend a Little, Save a Lot

Get Sick and Make Money?

Don't Let Bad Math Ruin Your Retirement

Then Again, Maybe I Won't-Retire

How to Buy a Home With $500

Emergencies Never Cease

Retire Young Enough to Enjoy It

Alternative Uses for IRAs

5 IRA Myths

The End of Retirement

Right Customer Service Wrongs

Financial Vows in Marriage

Oh, Great - Another Financial Site?

Buy the Neighborhood

Abundant Options in Alternative Compensation

The Best Way to Save for Retirement

Ease Into Retirement

You're Slowly Losing Money

Why You Need Umbrella Insurance

Challenge Your Property Tax Assessment

Pros and Cons of Prepaid Tuition Plans

Rediscover Your Pre-Holiday Budget

Save Big on Auto Insurance

5 Minutes or Less

Holiday Tipping in a Nutshell

Gift Cards Exposed

Singing a Holiday Tune or a Debt Dirge?

Holiday Deals for Online Shoppers

Shopping Strategies for Serious Bargain Hunters

Avoid Home Repair Nightmares

How Professional Fiduciaries Work

The Credit Card Trap

Get Organized!

Saving Money on Your Pets

Foolish Advice on Long-Term Care Insurance

The Danger Season

Safeguard Your Financial Life

How to Waste Money

How to Pick a Financial Advisor

Girl Talk 101

Credit Help Gets a Makeover

The Truth about Rebates

Couples, Sex, and Money

Mortgage Traps

Emergency!

Elderly Face Insurance Scams

The Hidden Fortune inside Your Paycheck

The Devil in Your Wallet

The Kids Aren't Alright

When Fraud Strikes

Dear [Blank]: You've been breached

5 Ways to Idiot-Proof Your IRA

Stick It to the Oil Man

5 Tips for a Foolish Trip

10 Documents You Shouldn't Live Without

Ask Mrs. Riches: Siblings and Money

Your Incredible Vanishing Pension

Why the Roth Rules

Teens Failing at Finance

Ask Mrs. Riches: Home Sweet Home

Blueprint for Financial Freedom

7 Perks of Plastic

Steer Clear of These 4 Car-Buying Cons

Sonny, Can You Spare Some Change?

The ID Thief Under Your Roof

Blueprint for Financial Freedom

Are You a Penny Picker-Upper?

Don't Be Blinded by Bulk Sales

Attention, Desperate V-Day Shoppers!

Champagne Tastes, Six-Pack Pocketbook

Apathy, Spending Spree, or IRA?

Mister Rogers' Money Tips

Don't Let Money Mangle Your Relationship

Credit Score Need a Boost?

Motley Fools Fess Up

Shop on the Clock

Fantastically Foolish Gift Ideas

Black Friday's Big Deals

Get Literate About Money

Everyone's Shopping Online — for Good Reason

5 Steps to Financial Triage

Drudgery. Tedium. Personal Finances!

Finance's Forbidden Word

He Spends, She Spends

How to Owe $40,000 by Doing Nothing

Paris' Privates Exposed

Step Away From the Plastic

They Don't Have All the Answers

7 Steps to Batten Down Your Financial Hatches

Act 2

Beware of Brokers With Agendas

Buying a House Is Easy!

Don't Hate Me Because I'm Fabulous

How to Ruin Your Retirement

Just the FACTA, Mom

My Mama Didn't Raise No Millionaire

Never Pay Retail

Retire Your Way — or Don't

Simplify Your Financial Life

Stocks for the Really Long Term

The Score Is Falling! The Score Is Falling!

True Fool Confessions

Want Some Free Money?

Who Wants Your Stinkin' Identity?

Why the Roth Rules

Your Financial Checkup?

You've Been Hacked!

Americans Getting Into the Closet

Before You Buy Real Estate

Credit Card Jokes

Dear Valued Customer

Disaster-Proof Your Prized Possessions

Don't Get Crushed by Your Home

Dude, Where's Your Car?

Get an Instant 80% Return!

How to Select a Financial Advisor

Money and Mood Swings

Oops, I Forgot to Save for Retirement!

Psychoanalyze Your Wallet

Silence the Sales Pitches

The Letter Your Bank Will Never Send

The Real Impact of Late Payments

Why America's Really in Debt



*The final fixed interest rate for your federal loan consolidation loan is calculated as the weighted average of the interest rates on the loans being consolidated rounded up to the nearest one-eighth of a percent. Your exact monthly payment reduction may vary depending on your loan. Law School Loans Financial reserves the right to modify, expand or discontinue this offer at any time without notice.
[Home] [Career Advice] [Pressroom] [Contact Us] [Sitemap] [Privacy Policy]
Employment Research Institute
 
Our Company Sites:
Graduate School Loans  |  Medical School Loans  |  Law School Loans Reports  |  Edfed  |  Legal Authority